Best Banking Software for Freelancers

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

AI software yields automated underwriting and loan matching at a 95% proven funding rate. The problem in the industry is a low 55% average at funding loans due to the fragmented lending process. HWML solved this problem by giving brokers, banks and consumers access to the platform syndicated with 300+ lenders in Commercial Real Estate, Residential Real Estate, Business, and Personal loans. HWML’s platform has funded over $600M+, loans sized from $100k-$50M!

Ondato offers identity verification, business onboarding, customer data platform, due diligence, and authentication solutions tailored to fit in your everyday workflow. Our tools fit the entire customer lifecycle management, starting from onboarding and ending with continuous user monitoring. It's a one-stop solution whether you're worried about compliance or are looking for a more user-friendly data management platform.

With Kinective Bridge™ (formerly OmniConnect), access the largest library of integrated fintech solutions, with 80+ integrations across 99% of US-based cores. Seamlessly connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight. • Turnkey solution for secure, comprehensive, and supported connectivity • Innovate at your pace and scale growth without the need for extensive development resources • Mitigate manual processes and human error • Access the largest library of integrated fintech solutions with the flexibility to choose any system, technology, or provider Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process.

Instant Bank Verification is a real-time, user-permissioned service that enables lenders to verify their financial data and aggregation. What can you do with IBV Verify identities of users and reduce fraud. Verify account balances in real-time. Verify employment and understand income. Access transaction history. You can verify the assets of borrowers right from the source. Flexible pricing allows you to only pay for the services you use, making IBV a great choice for loan originations. IBV is ideal for short term lending, retail loan origination, auto financing, property rentals, and other purposes. IBV is powered via an easy-to-integrate web portal that can be added to your existing website or a fully document API. Check out our demo to learn more about IBV.

We offer an innovative approach to growth for brands, banks, fintech companies, and credit unions by equipping them with the necessary technology and support to drive success. Our all-encompassing, turnkey solution allows you to bypass the complexities of core conversion or the need for additional personnel, as we supply everything essential for managing and promoting your digital banking services. Experience modern, scalable banking through our platform, which features pre-built integrations and a user-friendly dashboard. Our complete digital banking solution accelerates the account opening process across all mobile and web platforms. We take care of back-office operations, call center functions, and customer support, enabling you to launch swiftly without internal distractions or loss of customers. Digital banking transcends being merely an extension of your physical branches; it has become the standard expectation. Upgrade your current banking channels with superior experiences that are built on our reliable platform, ensuring a seamless transition to a digital-first approach. Embrace this transformation to stay ahead in a rapidly evolving financial landscape.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Our Banking-as-a-Service solution provides all the tools necessary to develop your personalized banking offerings. Solarisbank operates as a tech firm with an official banking license from Germany. By utilizing our user-friendly APIs, you can seamlessly incorporate our comprehensive digital banking features into your existing product. We have successfully navigated the intricate technical and regulatory aspects of the banking landscape, allowing you to concentrate on what truly matters: serving your customers effectively. Leverage our robust APIs to design your customized banking solution. With our Digital Banking and Cards APIs, you can establish your own neobank tailored to your vision. Our B2B2X model ensures that you maintain complete ownership of the customer relationship throughout the process. The straightforward and clear API documentation we provide will enable you to get started in a remarkably short time. Built on cutting-edge RESTful APIs, our Banking-as-a-Service platform can be tailored to meet your specific requirements. We take on the regulatory responsibilities associated with operating a licensed bank, empowering you to prioritize your customers' needs and preferences without distraction. This way, you not only build a banking product but also create a valuable connection with your clientele.

At Sharetec, our mission is to develop core processing solutions that prioritize intelligence and simplicity. Our scalable system caters to credit unions of all sizes, featuring a user-friendly interface that minimizes training requirements and daily support needs. Most crucially, we focus on ensuring exceptional ROI and reduced ownership costs, allowing you to embrace innovative technology without compromising your financial health. While terms like graphical interfaces, open systems, and flexibility are often just industry jargon, they come to life through our dedicated partnership. Our team of seasoned experts possesses not only technical knowledge but also a deep understanding of the credit union industry, which drives our commitment to your success. With Sharetec’s eServices, we empower you to utilize cutting-edge technology, enhancing your member interactions beyond traditional credit union boundaries. As a result, your members will enjoy the advantages of remote account access and streamlined paperless systems, significantly improving their overall experience. This holistic approach ensures that both your organization and members thrive in an increasingly digital landscape.

Temenos Transact stands out as the leading and most prevalent digital core-banking solution globally. By leveraging cloud-native and agnostic technology, it offers an unparalleled array of banking functionalities spanning retail, corporate, treasury, wealth management, and payments, with more than 1,000 banks across over 150 countries depending on it to deliver innovative and market-leading products and services to their clients. With the ability to innovate quickly, banks can launch new products in just days through its core banking SaaS. Accessible via The Temenos Banking Cloud, it consolidates the most popular banking services, an innovation sandbox, and a comprehensive fintech marketplace. Developers can create within any banking system, utilizing the tools and reference materials provided to build, test, and bring new banking products and services to market. To facilitate a successful launch, Temenos offers a go-to-market framework, extensive support resources, and access to the sandbox environment, ensuring that developers are well-prepared for the challenges ahead. This comprehensive approach empowers financial institutions to stay competitive in a rapidly evolving landscape.

The Agile Marketing Platform for Financial Services Financial Institutions can use our services to deepen customer relationships, increase share of wallet, and increase loyalty. We allow them to easily execute personalized campaigns through all channels, at scale. Prisma Campaigns, an intelligent omnichannel orchestrator, can be used for online banking, mobile banking, email, SMS, and other channels. It uses customer data to allow FIs deliver targeted and personalized campaigns that are relevant, personal, and contextual at every stage of the customer journey. From insights to action Effectively orchestrate segmented real-time campaigns. 1-to-1 personalized messages Increase conversion rates by delivering personal and contextual messages All-in-one platform All your channels can be managed from one place: mobile, web and email. Integration is fast and simple Our SDK is easy to use and you can go live in 6 weeks. #BeRelevant

NexorONE® is the leading Online Banking Software Solution™ with its robust modular scalability and a wide array of features it serves a broad variety of financial entities such as Online and Private Banks, Credit Unions, eWallets, Trusts & Asset Management Companies, and Payment Platforms. NexorONE® has been deployed to more than 500 financial entities worldwide, spread throughout 40 countries and in 16 languages. Features include a customizable responsive interface, user groups and admin roles, compliance rules (KYC, AML, etc.), API's and continuous updates.

Omnibanca is a transformative solution designed to expedite the process of digital evolution within financial institutions. Beyond offering conventional digital platforms such as web and mobile banking, it encompasses a wide range of digital channels including wearables, IoT, onboarding processes, credit origination, and product sales. This omnichannel approach focuses on a centralized client experience. It seamlessly integrates with existing legacy systems and features a robust API manager that supports multiple languages, currencies, and companies. By adopting Omnibanca, your financial institution can streamline the integration of advanced technologies, consolidating essential core system functionalities with innovative fintech capabilities. This unified product ensures that all channels are interconnected with backend applications, thereby enhancing accessibility to services and creating a cohesive data environment for your customers. Ultimately, Omnibanca empowers institutions to thrive in the digital landscape while delivering a superior customer experience.

Zeb.control serves a wide array of customers, including banks, FinTechs, and insurance firms, offering them customized control solutions that can be deployed either in the cloud or on-premises. The period of zero interest rates appears to be behind us, yet banks are now facing a complex landscape marked by a gradual increase in rates. This raises questions about the overall effects of these changes on European banks, as well as how capital markets view the emerging opportunities for the industry. With zeb.control, you establish a robust foundation for effective management within your organization. This solution integrates support for overseeing income and risk from a senior management perspective, as well as facilitating detailed analysis and planning at the customer and account levels, enabling banks and FinTechs to successfully navigate their unique transformation needs. Moreover, our bank management system is meticulously customized to align with your specific requirements, ensuring it meets the distinct challenges of your institution. Ultimately, zeb.control empowers your organization to thrive in an evolving financial landscape.

Balance is the first self service checkout to accept 100% of the B2B payment complexities. This includes wires, checks, wires, wires, SaaS subscriptions, automatic vendor payouts, milestone payments, net terms, wires, checks, wires, checks, wires, wires, and wires. API-first! Access them docs Accept wires, ACH, cards, and checks. Instant, risk-free net terms: Your customers pay net 30/60. You get paid immediately. Easy recurring payments: Recurring invoice payments made as simple as recurring CC payments Built to meet all B2B payment requirements. It is ideal for marketplaces, wholesalers, merchants, SaaS providers, and service providers. Self-serve Invoicing: Customers can easily pull and pay their invoices using a click Automatic reconciliation & collection: Isn’t it funny that you’re still doing this manually.

Affordable pricing with a straightforward structure allows for unlimited member additions alongside automated share distribution. The software facilitates compliance with all Nidhi regulations, enabling seamless preparation of returns and data reconciliation processes. It includes features such as all necessary Nidhi forms, interest rate tools, and calculators tailored for daily operational tasks. Users can easily manage the initiation of deposits and loans, along with member creation and modifications. Automated deposit and loan forms, as well as the generation of bank statements and passbooks, contribute to a comprehensive deposits module. The platform also offers auto-calculated interest rates, tax deduction at source (TDS) for clients, and online saving forms for fixed deposits (FD) and recurring deposits (RD). Additionally, an integrated internet banking feature streamlines transactions, while an automated employee module eliminates the need for manual paperwork, simplifying salary and incentive calculations. The software includes an auto Nidhi compliance module for efficient NDH-3 preparation, along with a reminder system for upcoming due dates and alerts regarding any compliance issues. Users can also benefit from a mobile application and robust reporting capabilities, alongside a complete loan module that encompasses everything from loan forms to procedures and calculators, ensuring an all-encompassing financial management solution. With these extensive features, the software significantly enhances operational efficiency for Nidhi institutions, making it an invaluable tool for managing finances effectively.

Upload your brand's logo, choose your preferred colors, and establish a banking experience that embodies your identity. We provide all the tools necessary to launch your service without requiring any coding skills. With Swan, you can conveniently set up accounts for your users, whether they are individuals or businesses. Each account comes with a primary IBAN, and you can also incorporate additional virtual IBANs as needed! In just a matter of seconds, you can create and issue cards for these accounts. Our digital-focused Mastercards are compatible with both Apple Pay and Google Pay, as we anticipate the decline of traditional plastic cards, although we still offer physical ones as well. You will receive everything essential for a typical bank account, including a mobile-friendly web app URL, allowing you to invite customers to create accounts immediately. Plus, there's no obligation to develop your own front-end interface if you prefer not to. This all-in-one solution simplifies the process of launching your banking services.

finAPI serves as a reliable and user-friendly platform that connects businesses, financial institutions, and individual users seamlessly. Our open banking API empowers organizations to retrieve and analyze account information, as well as facilitate payments on behalf of their clients. Additionally, we provide essential support for banks and financial service firms through an XS2A server, which ensures compliance with the PSD2 directive for third-party providers. With its adaptability and flexibility, finAPI is consistently prepared to tackle new challenges. We assist in the development of cutting-edge financial services that bring genuine benefits to both your business and your clientele. By improving data accessibility, we foster innovation and streamline processes significantly. finAPI’s advanced data intelligence modules offer in-depth financial data analysis, including categorization, cash flow insights, risk assessments, and contract identification. The integration of data enrichment, AI, and machine learning techniques guarantees unparalleled data quality and optimal outcomes, paving the way for future advancements in the financial sector. Our commitment to continuous improvement makes finAPI a vital partner in navigating the evolving landscape of finance.

Across the globe, various communities and institutions are embracing the adoption of Bitcoin and the Lightning network through Galoy, an innovative open-source banking platform. This approach not only fosters the development of Bitcoin banking solutions via self-hosted infrastructure but also offers a managed implementation known as "banking-as-a-service." By utilizing the same shared custody model and user-friendly Lightning wallet that empowered Bitcoin Beach to establish a thriving circular economy, anyone can launch their own Bitcoin community bank. The platform leverages established infrastructure to deliver modern financial services to anyone equipped with a mobile phone and internet access. This is why we create tools that allow organizations, regardless of their size or type, to set up their own Bitcoin-centric banking systems. The application simplifies transactions by facilitating payments through Bitcoin addresses, Lightning invoices, or unique usernames, while a transaction log keeps track of payment histories among users. Additionally, a mobile-optimized map showcases local businesses that welcome Lightning payments, enhancing the overall experience for users and merchants alike. By bridging technology and community needs, Galoy is paving the way for a new era of digital finance.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

Our solutions personalize the experience of digital banking. With our renowned digital banking platform, financial institutions can harness data to create meaningful connections with their customers and explore new avenues for revenue generation. By leveraging our industry-leading technology for consolidation, merchant mapping, and categorization, banks can gain critical insights into their customers' financial behaviors and wellness, while customers enjoy the convenience of automatic transaction sorting. Streamline, enhance, and optimize personal finance data to foster innovation in digital channels. Uncover new trends and high-potential customer demographics through audience analytics. Empower customers by offering them access to their accounts and credit cards from various banks. Our digital banking APIs allow your institution to provide engaging and innovative banking experiences that are gamified for customer appeal. Additionally, foster long-lasting customer loyalty by offering a proactive, tailored financial coaching experience that meets their unique needs. In doing so, you not only enhance user satisfaction but also position your bank as a trusted partner in their financial journey.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

A software-as-a-service platform designed to enhance banks' competitive edge and market presence by offering tailored digital experiences and insights that drive revenue. Develop a unique digital journey for your clientele that presents sales opportunities in real-time, fully personalized, and contextually relevant. The pricing model is notably advantageous when compared to similar offerings available in the industry. This platform is engineered for rapid deployment, ensuring seamless integration with current systems. It serves as a holistic 360° solution that elevates customer interactions while fostering business growth. Through the analysis of customer data, Fivvy equips banking users with valuable insights into their spending, savings, and investment trends. This data-driven approach empowers financial institutions to adopt innovative tools that deliver a more tailored experience and effective solutions centered around the customer. Concurrently, it maximizes the value derived from their user information. In an ever-evolving landscape, don't fall behind; leverage your data to enhance loyalty and stay competitive. Embrace change and transform your banking services to meet the dynamic needs of your customers.