Best Credit Card Processing Software for Startups

Find and compare the best Credit Card Processing software for Startups in 2025

Use the comparison tool below to compare the top Credit Card Processing software for Startups on the market. You can filter results by user reviews, pricing, features, platform, region, support options, integrations, and more.

  • 1
    Square POS Reviews
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    Square POS is a simple, intuitive point-of sale (POS) solution. It provides a rich set of tools for inventory tracking, sales tracking, online payment processing and digital receipts. Square POS is available for Android and iOS devices. It records transactions offline by storing data locally, then automatically syncing information when there is an Internet connection. Square POS allows users to manage details such as names, prices and quantities. It also offers features such as a barcode scanner and discounts, credit card processing and gift cards, refunds and more.
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    QuickFee Reviews

    QuickFee

    QuickFee

    $0
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    QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.
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    Square Payments Reviews
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    Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.
  • 4
    The Card Association Reviews
    Top Pick
    Our wide range of options will help you to process payments smoothly. We offer a wide range of payment options, including traditional card reader payments as well as mobile payments, ecommerce and fully integrated POS applications.
  • 5
    Toast POS Reviews
    Toast POS is a flexible system that was created exclusively for restaurants and food service businesses. This solution allows restaurant owners to quickly adapt to changing industry trends and customer expectations by offering tools such as online ordering, delivery, takeout and mobile app ordering. Toast POS is a cloud-based platform that offers new features and allows users to access their restaurant data from any location, on any device. Its powerful reporting and analytics suite enables restaurant managers to identify savings opportunities, highlight the best-selling menu items, etc.
  • 6
    PayPal Here Reviews
    Transform your mobile device into a payment acceptance tool with PayPal Here, allowing you to process major credit and debit cards without any physical contact, whether in person or while on the move. You can also send invoices and keep track of cash or check transactions seamlessly. For added convenience, your customers can use PayPal and Venmo QR codes, as well as payment methods like Apple Pay and Google Pay, ensuring a secure and efficient transaction experience. There's no need to worry about monthly fees, setup costs, cancellation charges, or minimum processing amounts, as you only pay when you make sales. The PayPal Here card readers, integrated with our mobile application, effectively convert your compatible smartphone or tablet into a fully functional point-of-sale system. Embracing touch-free QR code payments allows you to facilitate in-person sales effortlessly, enhancing safety and ease for both you and your clientele. This innovative approach not only streamlines payment processes but also boosts customer satisfaction and trust.
  • 7
    Clearly Payments Reviews

    Clearly Payments

    Clearly Payments

    $10.00/month
    4 Ratings
    Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com
  • 8
    CardPointe Reviews
    Our merchant processing system provides a singular, intuitive portal for easy access. This payment platform is equipped with a variety of integrations and additional features that enhance its capabilities, enabling you to offer even more convenience to your clientele. When seeking a seamless transaction experience, this comprehensive credit card processing option stands out as the best choice. Within this all-encompassing portal, you can obtain a real-time overview of your business's payment activities or delve into each transaction for tasks like processing refunds, voiding transactions, or resending and reprinting receipts. Additionally, you have the capability to analyze customer behavior by distinguishing between new and returning clients, as well as their payment preferences, whether they opt for magstripe cards, EMV chip cards, or contactless payments via mobile devices. All these advanced transaction management insights are available in real-time, seamlessly integrated with your POS reporting system, ensuring your business remains agile and responsive to customer needs. Furthermore, this robust system not only streamlines your operations but also empowers you with valuable data to enhance your overall service delivery.
  • 9
    Computop Paygate Reviews

    Computop Paygate

    Computop

    $29 per month
    Computop provides its customers with local and innovative omnichannel payment processing and fraud protection solutions for ecommerce and POS. Computop Paygate allows retailers, service providers, and industrial enterprises to choose from more than 350 payment methods. Computop is a global player, with locations in Germany and the USA. It has been serving large international companies, such as C&A and Fossil for over 25 years. Computop processes transactions worth USD 33 billion, in 127 currencies.
  • 10
    Paytia Reviews

    Paytia

    Paytia

    From $11.10
    Accept secure and compliant payments via telephone and receive immediate authorization. Paytia allows your customers to enter their card details safely using their phone keypad. This ensures their protection, boosts confidence in your business, and shields you from potential fines and penalties associated with payment security violations. Paytia's PCI-DSS certified solutions for phone payments provide the same level of security your customers experience when shopping in-store or online, eliminating the need for you to handle or retain their card information.
  • 11
    Shopify Payments Reviews
    Utilize a payment provider that seamlessly accepts credit cards and various popular payment options, ready to assist you whenever you're prepared to start. Eliminate time-consuming third-party setups and transition from configuration to selling with a single click. With Shopify Payments included in your account, all it requires is activation on your end. Enhance your conversion rates by simplifying the shopping experience; activating popular payment methods and local currencies ensures a smooth checkout process for customers. Gain a comprehensive insight into your financials, as only Shopify Payments allows you to manage your orders and payments from a unified platform. Explore informational articles that guide you through the process of accepting credit card payments using Shopify, ensuring you have all the resources needed to succeed. Additionally, this knowledge can empower you to maximize your online business's potential effectively.
  • 12
    Curbstone Reviews

    Curbstone

    Curbstone Corporation

    $17,000
    Credit Card, ACH and IVR Payment SaaS available for your IBM i, iSeries and AS/400. Use native RPG APIs to ensure a stress-free and simple implementation for the IBM i, iSeries and AS/400. Automate manual data entry, get real-time authorizations and perform background or recurring charges with cards on file. Your entire infrastructure is now exempted from PCI. This will allow you to spend less time on compliance reporting, audits, and other administrative tasks. Remote payment tokenization can help you reduce risk and protect your data. Flat-fee pricing allows you to control your costs. We will show you how to improve transaction quality, reduce downgrade fees, and get the best credit card processing rates.
  • 13
    Pencil In Reviews

    Pencil In

    Pencil In

    $8 per month
    Running your business has become more effortless than ever before! Pencil In is an innovative appointment system that connects you with your clients seamlessly. It is tailored to empower you to take charge of your operations while also saving precious time. You will find numerous features designed to simplify your professional routine. At the core of your enterprise lies your service schedule, and the Pencil In Scheduler facilitates an easy process for clients to discover and sign up for your offerings. By simply updating your Pencil In Schedule, you can allow your clients to take the lead in managing their bookings. They can navigate through the schedule with personalized filters, reserve a class or appointment, modify their profile, and choose their payment options. With everything organized in one comprehensive view, you can oversee all your appointments and classes efficiently. Additionally, you can monitor your daily sessions alongside your team’s activities through the Pencil In Scheduler, ensuring that you stay on top of everything with ease. This system truly transforms the way you interact with your clients and manage your time.
  • 14
    MONEI Reviews

    MONEI

    Microapps sl

    $0
    MONEI makes it easy to do everything MONEI allows you to accept online and offline payments. MONEI can be integrated directly to your website or online shop with just one line of code (or none at all). MONEI protects against fraud, issues refunds, and helps you succeed in your business. This is the simplest and most cost-effective way to make money from your website. Move money with ease Transparently and securely transfer your money online -- there is no paperwork or compliance required when accepting payments to open a business. MONEI integration will increase your conversion rates. Our capabilities and features are unbeatable. It's insanely simple MONEI was designed so that anyone can use it. Tomorrow you will be your six-year-old child, on their journey to conquering the business world. It takes a few clicks to get it done.
  • 15
    Tazapay Reviews

    Tazapay

    Tazapay

    $2 per month
    Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.
  • 16
    Durango Merchant Services Reviews

    Durango Merchant Services

    Durango Merchant Services

    $5 to $60/month
    Certain industries are low-risk when it comes to processing credit cards, while others are high-risk. Low-risk industries have a lower incidence of fraud or chargebacks. As a result, these industries pay lower processing fees, and have fewer account restrictions. While these industries are considered low-risk in general, each business is unique and will be subject to different restrictions and processing fees based on various factors. Even low-risk industries can experience fraud or chargebacks on occasion, so businesses should take steps to protect themselves and minimize risk. Merchants can manage transactions, process payments and generate reports for all payment processing activities from a single account. Give your merchants valuable insight into customer behavior by providing a single view across all channels.
  • 17
    eMerchantGateway Reviews

    eMerchantGateway

    eMerchantGateway

    Free
    eMerchantGateway, founded on one of the globe's most extensive payment gateway infrastructures, stands out as a reliable choice for processing payments through various channels, including online, telephone, and postal methods. It is designed to be secure, swift, and dependable, featuring an array of tools for handling card-not-present transactions efficiently. The platform ensures full compliance with PCI-DSS for optimal payment security. Users can conveniently access a comprehensive management console via a web browser or dedicated app. The service includes a virtual terminal for processing telephone or mail orders, as well as options for generating invoices and web forms for online payments. Customers can also customize recurring billing options to fit their preferences. With 18 customizable fraud prevention modules, the platform can adapt to meet specific business requirements. Additionally, eMerchantGateway provides detailed reporting to help businesses monitor transactions minute by minute, alongside batch and real-time payment processing capabilities that include mobile integration. Catering to a variety of industries, eMerchantGateway's software solutions are tailored for sectors such as furniture, restaurants, and non-profits, ensuring that every client finds the right tools for their unique needs. This adaptability makes it a versatile choice for businesses aiming to streamline their payment processes.
  • 18
    High Risk Merchant Account LLC (HRMA-LLC) Reviews
    Payment software for eCommerce merchants and virtual credit card transactions. Process debit and credit cards as well as ACH transactions.
  • 19
    Tranzila Reviews
    Your payment transactions are securely managed with top-notch data protection measures in place. We adhere to the PCI DSS LEVEL-1 standards and employ SSL encryption that meets the highest requirements set by international credit card organizations. Our system facilitates the issuance of digitally signed invoices via email, enabling smooth credit card transactions, PayPal, or bank direct debits. Additionally, users can manually create invoices for cash or cheque payments. This invoicing system is recognized and approved by the income tax authority, ensuring compliance and reliability. Customers can enjoy a free application compatible with both Android and iPhone devices, offering functionalities for debit and credit operations, transaction viewing, and more. There is also an option to connect an EMV credit card reader through Bluetooth technology, enhancing transaction flexibility. This payment solution is designed to evolve alongside your business requirements, accommodating payments via mobile phones, independent clearing terminals, any computer or tablet, as well as integration with management software and e-commerce virtual stores. Furthermore, it offers complete integration with PayPal, including the automatic generation of invoices, streamlining your payment processes even further. With these comprehensive features, managing your finances has never been easier or more efficient.
  • 20
    SumUp Reviews

    SumUp

    SumUp

    2.75% transaction fee
    Experience hassle-free card payments with SumUp, the most cost-effective solution for your business transactions. You’ll incur just a 2.75% fee on each transaction, with no contracts or monthly minimums required. This pricing model is designed for transparency, ensuring you always know what you're being charged. With top-tier payment solutions, funds are deposited directly into your bank account within a swift 1-2 business days. You can begin in under five minutes by simply connecting the card reader to any mobile device or tablet and start processing payments. At SumUp, we prioritize clarity in pricing; there are no hidden charges or recurring fees, so you only pay for what you actually use. Each day, over a million businesses trust SumUp for their payment needs. Discover how partnering with SumUp can facilitate your business’s expansion and success. With easy onboarding and reliable support, it’s time to elevate your payment experience.
  • 21
    OrangePay Reviews

    OrangePay

    OrangePay Merchant Services

    Our credit card processing solution integrates with a wide range of terminal and software options, including mobile and EMV solutions. No matter what your current system is, we can accommodate it. Our eCommerce team will work with you to find the right online platform for your business that allows payments to be processed seamlessly and keeps you up to date with technology. It's easy to create an online store and add credit card processing. Our number one goal is to provide you with all the tools and support that you need to run a successful eCommerce business. We offer unmatched service and free consultation at all times of the day. BLUE POS All In-One provides everything you need to manage your payments, increase sales, and optimize your operations straight out of the box. It can be connected wirelessly to an EMV/NFC payment device, and has optional peripherals. This makes it a great choice.
  • 22
    RewardPay Reviews

    RewardPay

    Payroc

    0% credit card processing
    1.25% + $0.25 debit card processing No contracts or termination fees for credit card processing. RewardPay powered through Payroc allows your business to add a credit card fee on top of the total price customers pay for a product. RewardPay can help you achieve total compliance with all major credit card brands and promote full price transparency with your customers.
  • 23
    PayXpress Reviews
    PayXpress mPOS is a versatile payment solution that includes a multicurrency and multi-brand QR reader, supporting popular platforms like WeChat Pay and Alipay, along with NFC and camera card scanning capabilities. It allows for SMS or email confirmations of payments and supports offline transactions through telecom IVR, offering the flexibility of multiple bank and merchant accounts. This system is designed to enhance customer experience by providing a range of personalization options that cater to international shoppers, ensuring they feel welcomed and comfortable. By offering trusted payment methods in various languages and currencies, it accommodates all customers, including those who are blind or have disabilities. Utilizing the latest technologies, PayXpress mPOS improves in-store interactions and ensures customers can pay in their preferred ways now and in the future. The platform also streamlines business operations with features tailored to specific industries, delivering a unified omnichannel commerce experience. Users benefit from a comprehensive dashboard that provides a singular view of payment data, facilitating a seamless experience across all sales channels and devices. This holistic approach significantly enhances the overall customer journey, regardless of how shoppers choose to make their payments.
  • 24
    Cheddar Up Reviews

    Cheddar Up

    Cheddar Up

    $10 per month
    Regardless of the size of your organization, Cheddar Up provides a seamless platform for collecting money and forms online. The process of gathering funds has become incredibly simple; just set up a page, include the necessary items or form fields, and distribute the link to start receiving payments. We handle all the tracking for you, and withdrawing funds to your bank account is completely free. Daily, various groups discover innovative and effective ways to utilize Cheddar Up for their community fundraising needs. From membership fees and HOA dues to tuition payments, spirit wear, troop contributions, group gifts, after-school programs, events, fundraisers, and much more, Cheddar Up is versatile. Impress your community with a beautiful and effortless payment experience that doesn't require any apps or accounts. You can choose to have professional-looking payments right out of the box or easily customize the appearance to match your group’s identity. Additionally, accepting payments in person is straightforward with our mobile apps and Bluetooth card readers, ensuring that all transactions are consolidated within Cheddar Up. With this user-friendly service, managing payments has never been more efficient and adaptable to your specific needs.
  • 25
    Payline Reviews

    Payline

    Payline Data

    $15 per month
    Experience a comprehensive dashboard that facilitates payments through multiple methods. Effortlessly generate reports, enter transactions, manage customer profiles, and dispatch invoices, all from a single interface. You can seamlessly integrate our solutions into your online shopping cart or opt for our dedicated hosted payments page. Our software provides a direct connection that enables payment processing via your website. You can also electronically gather payments from clients using invoices, whether for single transactions or recurring billing. Enjoy the convenience of our intuitive platform for easy payment processing. Simply enter your client's credit card details to receive funds by the next business day. With our secure software, you can safely store and tokenize customer payment information. Quickly find a customer by their name, with their stored details being instantly available. Additionally, you can create and monitor custom fields, establish user permissions, and personalize your receipts, all from one centralized location. This streamlined approach not only enhances efficiency but also improves customer satisfaction during the payment process.
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