Best Credit Card Processing Software in New Zealand

Find and compare the best Credit Card Processing software in New Zealand in 2025

Use the comparison tool below to compare the top Credit Card Processing software in New Zealand on the market. You can filter results by user reviews, pricing, features, platform, region, support options, integrations, and more.

  • 1
    Square POS Reviews
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    Square POS is a simple, intuitive point-of sale (POS) solution. It provides a rich set of tools for inventory tracking, sales tracking, online payment processing and digital receipts. Square POS is available for Android and iOS devices. It records transactions offline by storing data locally, then automatically syncing information when there is an Internet connection. Square POS allows users to manage details such as names, prices and quantities. It also offers features such as a barcode scanner and discounts, credit card processing and gift cards, refunds and more.
  • 2
    Square Payments Reviews
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    Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.
  • 3
    PayPal Here Reviews
    Transform your mobile device into a payment acceptance tool with PayPal Here, allowing you to process major credit and debit cards without any physical contact, whether in person or while on the move. You can also send invoices and keep track of cash or check transactions seamlessly. For added convenience, your customers can use PayPal and Venmo QR codes, as well as payment methods like Apple Pay and Google Pay, ensuring a secure and efficient transaction experience. There's no need to worry about monthly fees, setup costs, cancellation charges, or minimum processing amounts, as you only pay when you make sales. The PayPal Here card readers, integrated with our mobile application, effectively convert your compatible smartphone or tablet into a fully functional point-of-sale system. Embracing touch-free QR code payments allows you to facilitate in-person sales effortlessly, enhancing safety and ease for both you and your clientele. This innovative approach not only streamlines payment processes but also boosts customer satisfaction and trust.
  • 4
    Clearly Payments Reviews

    Clearly Payments

    Clearly Payments

    $10.00/month
    4 Ratings
    Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com
  • 5
    CardPointe Reviews
    Our merchant processing system provides a singular, intuitive portal for easy access. This payment platform is equipped with a variety of integrations and additional features that enhance its capabilities, enabling you to offer even more convenience to your clientele. When seeking a seamless transaction experience, this comprehensive credit card processing option stands out as the best choice. Within this all-encompassing portal, you can obtain a real-time overview of your business's payment activities or delve into each transaction for tasks like processing refunds, voiding transactions, or resending and reprinting receipts. Additionally, you have the capability to analyze customer behavior by distinguishing between new and returning clients, as well as their payment preferences, whether they opt for magstripe cards, EMV chip cards, or contactless payments via mobile devices. All these advanced transaction management insights are available in real-time, seamlessly integrated with your POS reporting system, ensuring your business remains agile and responsive to customer needs. Furthermore, this robust system not only streamlines your operations but also empowers you with valuable data to enhance your overall service delivery.
  • 6
    Computop Paygate Reviews

    Computop Paygate

    Computop

    $29 per month
    Computop provides its customers with local and innovative omnichannel payment processing and fraud protection solutions for ecommerce and POS. Computop Paygate allows retailers, service providers, and industrial enterprises to choose from more than 350 payment methods. Computop is a global player, with locations in Germany and the USA. It has been serving large international companies, such as C&A and Fossil for over 25 years. Computop processes transactions worth USD 33 billion, in 127 currencies.
  • 7
    Paytia Reviews

    Paytia

    Paytia

    From $11.10
    Accept secure and compliant payments via telephone and receive immediate authorization. Paytia allows your customers to enter their card details safely using their phone keypad. This ensures their protection, boosts confidence in your business, and shields you from potential fines and penalties associated with payment security violations. Paytia's PCI-DSS certified solutions for phone payments provide the same level of security your customers experience when shopping in-store or online, eliminating the need for you to handle or retain their card information.
  • 8
    Shopify Payments Reviews
    Utilize a payment provider that seamlessly accepts credit cards and various popular payment options, ready to assist you whenever you're prepared to start. Eliminate time-consuming third-party setups and transition from configuration to selling with a single click. With Shopify Payments included in your account, all it requires is activation on your end. Enhance your conversion rates by simplifying the shopping experience; activating popular payment methods and local currencies ensures a smooth checkout process for customers. Gain a comprehensive insight into your financials, as only Shopify Payments allows you to manage your orders and payments from a unified platform. Explore informational articles that guide you through the process of accepting credit card payments using Shopify, ensuring you have all the resources needed to succeed. Additionally, this knowledge can empower you to maximize your online business's potential effectively.
  • 9
    Pencil In Reviews

    Pencil In

    Pencil In

    $8 per month
    Running your business has become more effortless than ever before! Pencil In is an innovative appointment system that connects you with your clients seamlessly. It is tailored to empower you to take charge of your operations while also saving precious time. You will find numerous features designed to simplify your professional routine. At the core of your enterprise lies your service schedule, and the Pencil In Scheduler facilitates an easy process for clients to discover and sign up for your offerings. By simply updating your Pencil In Schedule, you can allow your clients to take the lead in managing their bookings. They can navigate through the schedule with personalized filters, reserve a class or appointment, modify their profile, and choose their payment options. With everything organized in one comprehensive view, you can oversee all your appointments and classes efficiently. Additionally, you can monitor your daily sessions alongside your team’s activities through the Pencil In Scheduler, ensuring that you stay on top of everything with ease. This system truly transforms the way you interact with your clients and manage your time.
  • 10
    MONEI Reviews

    MONEI

    Microapps sl

    $0
    MONEI makes it easy to do everything MONEI allows you to accept online and offline payments. MONEI can be integrated directly to your website or online shop with just one line of code (or none at all). MONEI protects against fraud, issues refunds, and helps you succeed in your business. This is the simplest and most cost-effective way to make money from your website. Move money with ease Transparently and securely transfer your money online -- there is no paperwork or compliance required when accepting payments to open a business. MONEI integration will increase your conversion rates. Our capabilities and features are unbeatable. It's insanely simple MONEI was designed so that anyone can use it. Tomorrow you will be your six-year-old child, on their journey to conquering the business world. It takes a few clicks to get it done.
  • 11
    Tazapay Reviews

    Tazapay

    Tazapay

    $2 per month
    Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.
  • 12
    eMerchantGateway Reviews

    eMerchantGateway

    eMerchantGateway

    Free
    eMerchantGateway, founded on one of the globe's most extensive payment gateway infrastructures, stands out as a reliable choice for processing payments through various channels, including online, telephone, and postal methods. It is designed to be secure, swift, and dependable, featuring an array of tools for handling card-not-present transactions efficiently. The platform ensures full compliance with PCI-DSS for optimal payment security. Users can conveniently access a comprehensive management console via a web browser or dedicated app. The service includes a virtual terminal for processing telephone or mail orders, as well as options for generating invoices and web forms for online payments. Customers can also customize recurring billing options to fit their preferences. With 18 customizable fraud prevention modules, the platform can adapt to meet specific business requirements. Additionally, eMerchantGateway provides detailed reporting to help businesses monitor transactions minute by minute, alongside batch and real-time payment processing capabilities that include mobile integration. Catering to a variety of industries, eMerchantGateway's software solutions are tailored for sectors such as furniture, restaurants, and non-profits, ensuring that every client finds the right tools for their unique needs. This adaptability makes it a versatile choice for businesses aiming to streamline their payment processes.
  • 13
    High Risk Merchant Account LLC (HRMA-LLC) Reviews
    Payment software for eCommerce merchants and virtual credit card transactions. Process debit and credit cards as well as ACH transactions.
  • 14
    Tranzila Reviews
    Your payment transactions are securely managed with top-notch data protection measures in place. We adhere to the PCI DSS LEVEL-1 standards and employ SSL encryption that meets the highest requirements set by international credit card organizations. Our system facilitates the issuance of digitally signed invoices via email, enabling smooth credit card transactions, PayPal, or bank direct debits. Additionally, users can manually create invoices for cash or cheque payments. This invoicing system is recognized and approved by the income tax authority, ensuring compliance and reliability. Customers can enjoy a free application compatible with both Android and iPhone devices, offering functionalities for debit and credit operations, transaction viewing, and more. There is also an option to connect an EMV credit card reader through Bluetooth technology, enhancing transaction flexibility. This payment solution is designed to evolve alongside your business requirements, accommodating payments via mobile phones, independent clearing terminals, any computer or tablet, as well as integration with management software and e-commerce virtual stores. Furthermore, it offers complete integration with PayPal, including the automatic generation of invoices, streamlining your payment processes even further. With these comprehensive features, managing your finances has never been easier or more efficient.
  • 15
    SumUp Reviews

    SumUp

    SumUp

    2.75% transaction fee
    Experience hassle-free card payments with SumUp, the most cost-effective solution for your business transactions. You’ll incur just a 2.75% fee on each transaction, with no contracts or monthly minimums required. This pricing model is designed for transparency, ensuring you always know what you're being charged. With top-tier payment solutions, funds are deposited directly into your bank account within a swift 1-2 business days. You can begin in under five minutes by simply connecting the card reader to any mobile device or tablet and start processing payments. At SumUp, we prioritize clarity in pricing; there are no hidden charges or recurring fees, so you only pay for what you actually use. Each day, over a million businesses trust SumUp for their payment needs. Discover how partnering with SumUp can facilitate your business’s expansion and success. With easy onboarding and reliable support, it’s time to elevate your payment experience.
  • 16
    PayXpress Reviews
    PayXpress mPOS is a versatile payment solution that includes a multicurrency and multi-brand QR reader, supporting popular platforms like WeChat Pay and Alipay, along with NFC and camera card scanning capabilities. It allows for SMS or email confirmations of payments and supports offline transactions through telecom IVR, offering the flexibility of multiple bank and merchant accounts. This system is designed to enhance customer experience by providing a range of personalization options that cater to international shoppers, ensuring they feel welcomed and comfortable. By offering trusted payment methods in various languages and currencies, it accommodates all customers, including those who are blind or have disabilities. Utilizing the latest technologies, PayXpress mPOS improves in-store interactions and ensures customers can pay in their preferred ways now and in the future. The platform also streamlines business operations with features tailored to specific industries, delivering a unified omnichannel commerce experience. Users benefit from a comprehensive dashboard that provides a singular view of payment data, facilitating a seamless experience across all sales channels and devices. This holistic approach significantly enhances the overall customer journey, regardless of how shoppers choose to make their payments.
  • 17
    Cheddar Up Reviews

    Cheddar Up

    Cheddar Up

    $10 per month
    Regardless of the size of your organization, Cheddar Up provides a seamless platform for collecting money and forms online. The process of gathering funds has become incredibly simple; just set up a page, include the necessary items or form fields, and distribute the link to start receiving payments. We handle all the tracking for you, and withdrawing funds to your bank account is completely free. Daily, various groups discover innovative and effective ways to utilize Cheddar Up for their community fundraising needs. From membership fees and HOA dues to tuition payments, spirit wear, troop contributions, group gifts, after-school programs, events, fundraisers, and much more, Cheddar Up is versatile. Impress your community with a beautiful and effortless payment experience that doesn't require any apps or accounts. You can choose to have professional-looking payments right out of the box or easily customize the appearance to match your group’s identity. Additionally, accepting payments in person is straightforward with our mobile apps and Bluetooth card readers, ensuring that all transactions are consolidated within Cheddar Up. With this user-friendly service, managing payments has never been more efficient and adaptable to your specific needs.
  • 18
    Payline Reviews

    Payline

    Payline Data

    $15 per month
    Experience a comprehensive dashboard that facilitates payments through multiple methods. Effortlessly generate reports, enter transactions, manage customer profiles, and dispatch invoices, all from a single interface. You can seamlessly integrate our solutions into your online shopping cart or opt for our dedicated hosted payments page. Our software provides a direct connection that enables payment processing via your website. You can also electronically gather payments from clients using invoices, whether for single transactions or recurring billing. Enjoy the convenience of our intuitive platform for easy payment processing. Simply enter your client's credit card details to receive funds by the next business day. With our secure software, you can safely store and tokenize customer payment information. Quickly find a customer by their name, with their stored details being instantly available. Additionally, you can create and monitor custom fields, establish user permissions, and personalize your receipts, all from one centralized location. This streamlined approach not only enhances efficiency but also improves customer satisfaction during the payment process.
  • 19
    Mobip Reviews

    Mobip

    Mobip

    €29 one-time payment
    Everything operates seamlessly on your mobile device, computer, or tablet, eliminating the need for an outsourced terminal for managing your receipts. You simply input your RIB, and within two business days, the payments are directly credited to your account. Customers can make payments without needing to download any application; all they need is a web connection on their smartphone. Utilizing Mobip's services is flexible and non-binding, incurring fees only on transactions at a rate of 1.6% plus 20 cents. Experience the convenience of managing transactions entirely through your preferred devices, as this system streamlines the payment process significantly. You can also explore various use cases of Mobip's services, including payment links and QR code payments, showcased in a video.
  • 20
    Payanywhere Reviews
    Payanywhere simplifies the payment process for business owners, their staff, and customers alike. You can accept payments in the manner that best suits your client, whether it's through credit cards in-store, on-site, or online. Utilize our devices or opt for your own to facilitate transactions. Payanywhere adapts to your needs seamlessly. With a Payanywhere device, you can manage payments right at your location, as well as handle invoicing and phone orders from your office. Take your operations with you wherever you go using a Payanywhere mobile reader that connects to your personal smart device. Every transaction can be leveraged to enhance your business growth. Beyond just processing payments, Payanywhere aids in making informed business decisions that can lead to significant time and cost savings. To get started, we only require some essential information about you and your business. You have the option to pay as you go or select a customized pricing plan tailored to your business type. Whether you prefer a countertop or mobile solution, or decide to use your existing devices, Payanywhere offers the flexibility needed for you and your customers. You can accept a wide range of payment methods, making it easy to conduct business in-store, on the go, or online, ensuring that you never miss an opportunity to serve your clientele.
  • 21
    TSYS Reviews

    TSYS

    Global Payments

    At TSYS, we offer cutting-edge payment solutions tailored specifically for your business needs. We proudly stand as the premier choice in the payment solutions sector, providing a comprehensive range of services all in one place. The landscape of payments is evolving rapidly, and in the near future, we will be engaging in transactions in ways that are beyond our current comprehension. TSYS is dedicated to preparing our clients for this upcoming transformation through our innovative products, comprehensive solutions, and extensive expertise. By fostering collaboration and leveraging our know-how, we aim to reveal the full potential of payment technologies. You can rely on us for integrity and openness, as well as for consistent stability and security. We adhere to the highest standards, refusing to settle for anything less than excellence. Our commitment is to earn your trust and loyalty day after day, ensuring that your experience with us is nothing short of exceptional. In an ever-evolving market, we are here to guide you through the future of payments.
  • 22
    Merchant One Reviews
    We leverage advanced technology and prioritize compliance, ensuring our long-term presence in the market. As we are not brokers, you will have direct access to the source of our services. Our team is well aware of the essentials that contribute to online merchants' success. The Merchant One payment gateway is equipped with robust data security, fraud detection mechanisms, and a variety of user-friendly options aimed at enhancing your achievements. With our Virtual Terminal, you can effortlessly enter or swipe transactions through a secure payment platform, accommodating both credit and ACH payments. Should you wish to handle your own EMV Level 3 processor certification, you can connect directly to our unified payment enablement platform via our API. To assist you, we offer integration examples for your applications, along with comprehensive integration guides and API documentation. It is important to note that, unlike our SDKs, utilizing our APIs for development will necessitate obtaining additional processor certifications for your selected payment device, ensuring a seamless integration process. By working closely with our resources, you can optimize your payment solutions and enhance customer satisfaction.
  • 23
    Gravity Payments Reviews
    We facilitate payments in any manner you prefer, minimizing inconvenience in the process. This commitment is one of the many reasons we are recognized as a leader in credit card processing. Our dedicated team is ready to assist your business in accepting payments anytime and anywhere you need. Available around the clock, we are always here to support you. Whether you own a bar, a bridal shop, a boat dealership, or any type of small business, we are equipped to help you reduce costs and expand your operations. Our innovative approach is transforming industry standards, and the world is beginning to take notice of our efforts. By prioritizing your needs, we aim to elevate your business to new heights.
  • 24
    PayPal Virtual Terminal Reviews
    Receive payments for sales conducted over the phone or through mail. Our virtual terminal enables you to handle credit and debit card transactions for offline sales without requiring a website or point-of-sale (POS) system. When an order is received via mail or phone, you can swiftly process payments using a credit or debit card. There's no need for coding, additional software, or specialized equipment—just a web browser will suffice. All activities performed through the Virtual Terminal are documented in your PayPal reports. To get started, sign in to your PayPal Business account using your web browser and access the Virtual Terminal from your dashboard or the Business Tools section. You can utilize the optional Quick Order form to streamline the process. This allows you to include shipment or delivery addresses and any other necessary contact information. After processing the transaction, you have the option to send an email receipt, as well as print out a pre-populated packing slip and a PayPal Shipping label. Once the transaction is approved, the funds are typically deposited into your account within minutes, and the details of the transaction will be reflected in your Activity reports and other documentation. This efficient system ensures that you can manage sales seamlessly, enhancing your business operations.
  • 25
    CardX Reviews
    When customers use either credit or debit cards, your organization receives the entire billed amount without deductions. CardX takes care of the service fees and all associated transaction expenses, ensuring you receive every cent owed to you. In sectors like government and education, many payment processors have lagged behind in innovation. Intelligent Rate utilizes our unique, patent-pending technology that identifies the type of card and its acceptance cost in under a second. This leads to a modern payment solution that delivers the clarity and transparency that today’s consumers demand. With Intelligent Rate, customers only pay for the expenses they generate, similar to how they manage utility bills and other services. Unlike a flat-rate service fee, which requires a user with a more economical card, such as a debit card, to subsidize those who opt for pricier cards, this approach ensures fairness in payment processing. This means that consumers can enjoy a more equitable payment experience tailored to their specific needs.
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