Best On-Premises Credit Risk Management Software of 2025

Enhance your collections and accounts receivable management through Beyond ARM, a solution crafted by DAKCS Software Systems. This platform, available both in the cloud and on-premises, caters to businesses of any size, providing a highly adaptable and cutting-edge debt collection system. Beyond ARM boasts an extensive array of features that support accounts receivable management (ARM), credit and risk assessment, predictive dialing, as well as comprehensive reporting and analytics capabilities. By focusing on human-centered product design, you can achieve improved business results. The talented team of developers, designers, and product managers at DAKCS prioritizes the user experience, leveraging ongoing research, testing, and refinement to enhance usability and overall quality. This approach ultimately leads to superior outcomes for users. With our digital platform, you can offer your customers a seamless 24/7 billing experience, allowing them the flexibility to make payments whenever it suits them best. This innovative system has been shown to boost web payments by an average of 30% while maintaining the same level of staffing.

Axe Credit Portal, axefinance’s powerful integrated software for loan origination automation, is available as a locally hosted solution or as a SaaS solution (cloud). Axefinance was founded in 2004 and is a global provider of software that focuses on credit management automation for financial institutions (traditional, Islamic, etc.). Looking for a competitive edge in productivity and customer support for all client segments: corporate, retail, and SME. axefinance is a trusted financial partner to respected global financial institutions such as Societe Generale and Al Rajhi Bank, Banque Internationale de Luxembourg, First Abu Dhabi Bank, and Banque Internationale de Luxembourg. ACP users enjoy increased profitability, greater productivity, and customer satisfaction, while staying current with ever-changing compliance regulations

Model building software for today's machine learning age incorporates credit risk modelling expertise spanning over thirty years. Modeller is a flexible, transparent, interactive, and feature-rich tool that helps organizations get more out of their analytical teams. It allows for a variety of techniques, rapid development of powerful models, full explanation, and advancement of less experienced members of the team. You can choose from a variety of modeling techniques, including machine-learning, to achieve optimal predictive accuracy, especially when working with complex interrelationships and multicollinearity. At the touch of a button, you can create industry-standard binary and continuous target models. You can use decision tree modeling with CHAID trees and CART. You can choose from logistic regression, elastic network models, survival analysis (Cox PH), random forest, XGBoost and stochastic gradient descend. SAS, SQL and PMML are all available export options for use in other scoring and decisioning programs.