Best Cross-Border Payment Platforms in the UK

PayPal is trusted by 9 million merchants to help them establish, operate, and expand their businesses. With an array of tools, products, financing options, and dedicated support, you can effectively manage essential tasks such as payment processing, website development, shipping, and marketing. Additionally, we offer business loans* that enable you to obtain funding that supports both startup initiatives and ongoing growth. You can receive payments both online and in-person, whether through online invoicing, customized checkouts for your website, or mobile card readers for transactions on the move. Choose from various products and services crafted to streamline your daily operations, including features for tracking payments and printing shipping labels. In addition, discover our merchant lending solutions that facilitate quick access to necessary funds for your business, while also providing your customers with financing options that allow them to pay over time, ensuring you receive your payment upfront. Our goal is to empower your business every step of the way, making it easier to focus on what truly matters: growth and customer satisfaction.

Payoneer enables businesses to expand both globally and locally through a cutting-edge payments and working capital platform tailored for modern entrepreneurs. You can obtain bank account numbers in multiple currencies, including USD, EUR, CAD, AUD, JPY, and MXN, allowing you to receive payments as effortlessly as if you had a local bank account. By connecting with a vast array of marketplaces, you can start receiving payments in just a few clicks. Our Billing Service provides a straightforward payment option for your international clients. You can transfer your earnings to your local bank with minimal fees or access them via ATM. Additionally, you can easily pay VAT authorities in the EU and UK using the GBP and EUR funds from your Payoneer account without incurring any fees. Furthermore, streamline your expenses and simplify your operations by paying contractors directly from your Payoneer balance at no cost. By utilizing our network of integrated service providers, you can enhance your business efficiency, foster global growth, and enjoy a variety of advantages tailored to your needs. With Payoneer, you can focus on what truly matters: growing your business and reaching new markets.

Rapyd is for fintech what the cloud was for IT. We connect companies to all payment methods around the world, enabling frictionless global commerce. This creates new opportunities for both businesses and individuals. So you can create great customer experiences and unlock new markets, we built the largest global local payments network. Rapyd is the fintech equivalent of the cloud. Our Global Payments Network connects you to all the payment methods available around the world. It also provides the infrastructure necessary to create your own fintech solutions like ewallets and cards. Rapyd allows digital sellers in Latin America to accept cash. Online shoppers in Asia can pay using their preferred ewallet. Businesses can also make payments to individuals and companies anywhere in the world. You can reach new markets, create new opportunities, and open new markets with over 900 payment methods in 100 different countries.

The ultimate business account for going global, designed to facilitate your expansion and operations across borders without incurring excessive fees, cumbersome administrative tasks, or the nuisances associated with traditional banks. Your funds are securely held in reputable financial institutions, ensuring peace of mind as we operate as an authorized financial services provider. Easily settle invoices using the true exchange rate in over 70 countries directly from your mobile device or app, with half of the transactions being processed instantly or within an hour. To make a payment, simply provide your recipient's bank information or email address; they are not required to have an account with us. Streamline international payroll, reimbursements, and recurring payments to save both time and money, effortlessly paying up to 1,000 individuals in a single click by uploading a spreadsheet with all necessary transfer details. You can also invite team members to assist with payment tasks, and all your previous transaction information will be archived for easy reference in the future. By using this service, you can focus on growing your business while we handle the complexities of global transactions.

Imagine an enhanced version of your bank's bill payment system. With Corpay One, you gain a comprehensive platform that integrates bookkeeping, payments, and more into one seamless experience. This bank-backed solution securely automates payments from your business to its vendors, ensuring peace of mind. You can establish detailed spending and approval guidelines while enjoying instantaneous, hands-free bookkeeping. Simply forward your bills and receipts to Corpay One to completely eliminate the hassle of data entry. With its innovative Workflow builder, you can automate every step from approvals to accounting. Corpay One efficiently handles payments to your vendors, allowing you to choose between Check, ACH, virtual card, or international wire options. Everything synchronizes in real time with your preferred accounting software, like QuickBooks Online or Xero. By streamlining tasks such as bill payments, manual bookkeeping, and expense reports, your team can focus on what truly matters—unlocking their full potential. Our user-friendly solution is designed to empower your growth and scalability effortlessly.

Transform your business with Tipalti’s comprehensive finance automation solution. Streamline your accounts payables, accelerate global payouts, simplify procurement processes, and optimize employee expenses, all through one integrated platform. With Tipalti’s technology, you'll improve operational efficiency, reduce costs, increase compliance, and gain greater visibility & control over your finances. Experience the power of automation and take your business to the next level. Includes extensive integrations with ERP and accounting platforms, including NetSuite, Sage Intacct, Xero, Microsoft soltuions and Quickbooks.

Manage every aspect of your business from a single platform. Enhance your business account experience with robust tools that provide complete oversight of your financial activities. Dedicate less time to administrative tasks and more to what truly matters – growing your business. Join over 500,000 satisfied clients on Revolut Business. Effortlessly send and receive international payments without any hidden charges. With multi-currency accounts, you can hold, exchange, send, and receive money in more than 28 currencies, benefiting from genuine interbank exchange rates. Enjoy free international and local payments within your plan limits, as well as complimentary transfers between Revolut Business accounts. Keep your operations streamlined with multiple accounts tailored to your business requirements. Spend in over 150 currencies at the real interbank exchange rate. Maintain control by issuing both physical and virtual cards, while monitoring your team’s spending in real-time. Additionally, automate your expense reporting and instantly capture receipts directly through the app for a more efficient workflow. This comprehensive approach not only simplifies financial management but also empowers you to make informed decisions for your business's growth.

Consumers today are constantly connected, and so should your business be. Whether it's through point-of-sale systems, integrated card services, or international transactions, there's a pressing need for secure and straightforward solutions that enhance both customer satisfaction and business operations. By leveraging the latest payment solutions from a single global provider, you can eliminate the hassles of disjointed payment systems. Our cloud-powered offerings can seamlessly integrate with any enterprise payment infrastructure, ensuring smooth interactions across diverse channels and platforms. Embrace new payment methods, boost your sales conversion rates, lower operational costs, and stay ahead of customer inquiries and market fluctuations. By streamlining payment acceptance, you can enhance your competitive edge and positively impact your financial performance, allowing you to process customer payments anytime, anywhere, on any device, and through multiple avenues. In doing so, your business can thrive in an ever-evolving marketplace.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

Unlock your potential for international expansion. Ebury serves as your all-encompassing resource for various aspects of global commerce, from payment processing and collections to customized risk management solutions and unsecured lending. Safeguard your enterprise against the unpredictability of exchange rates while enhancing profit margins with competitive offerings. As a worldwide financial service provider, Ebury is committed to supporting businesses of every scale in their ventures abroad. Their extensive range of services includes international payments and collections, foreign exchange capabilities across more than 130 currencies, cash management solutions, business financing, risk mitigation strategies, and seamless API integrations. Ebury strives to simplify and personalize international trade, empowering enterprises to fully realize their global growth opportunities. Additionally, take advantage of our swift and straightforward trade finance options whenever you need to support your acquisitions. With Ebury, you have everything necessary to enhance efficiency and expand your online presence effectively.

Sendwave is an innovative digital money transfer platform that allows users to swiftly and securely send money to family and friends in select regions of Africa, Asia, Latin America, and the Caribbean. With attractive exchange rates and minimal fees, Sendwave ensures that a larger portion of your funds arrives at its destination. The service allows transfers directly from your smartphone, streamlining the process and eliminating the necessity for physical locations or time-consuming procedures. Depending on the recipient's location, Sendwave offers various payout methods, such as bank deposits, mobile wallets, and cash pickups. Available around the clock, the platform provides support whenever users require assistance. You can bypass the traditional queues and transfer money from your phone to your loved ones in just a few seconds. Simply link your debit card, complete the identity verification, and send funds in minutes. At Sendwave, we are dedicated to making sure your money reaches your friends and family quickly, safely, and with the utmost ease. Our commitment to customer service means you can rely on us anytime you need help with your transactions.

Gigapay is an innovative payment platform designed to empower businesses to compensate creators globally and on-demand while alleviating the complexities associated with onboarding and procurement processes. By providing an efficient payment framework, it helps businesses save valuable time, reduce risks, and enhance operational effectiveness. Notable features include adherence to local regulations across more than 40 markets, the capability to engage with individual creators, and a user-friendly self-onboarding process for these creators. Furthermore, Gigapay enables seamless global transactions by allowing businesses to create batch payments, which streamlines bookkeeping and ensures vendor payments align with local compliance requirements. The platform supports local payout options for vendors, consolidates invoices based on the currency of disbursement, and accommodates multi-currency pay-in alternatives. Additionally, Gigapay offers comprehensive tax management services to help businesses navigate local compliance issues, including KU14 transaction reporting, DAC7 obligations, and guidance on withholding and image rights policies. With its robust features, Gigapay positions itself as a vital tool for businesses looking to manage creator payments efficiently while ensuring compliance with various regulatory frameworks.

A customizable platform equipped with all the essentials for global online sales awaits you. Moreover, our team of growth specialists guarantees that you possess every necessary tool to achieve your revenue objectives while ensuring customer satisfaction anytime and anywhere. Focus on your primary business while we handle the complexities of international taxation and compliance, provide localized checkout experiences, and manage fraud, all while offering a comprehensive suite of top-tier solutions. Tackle the intricacies of pricing, billing, and payment processing effortlessly with flexible, user-friendly options tailored for both B2B and B2C models. B2B customers now demand an experience that matches the standards of their everyday digital interactions. Our solutions draw on 15 years of eCommerce expertise, ensuring they meet the specific needs of B2B clients and their end-users alike. With this support, you can confidently expand your reach and enhance your market presence.

A comprehensive suite of mobile payment and digitalization technology solutions that links global brands with tech-savvy consumers around the world. Users can access a variety of e-wallets and payment options from a centralized platform. With Alipay+, cross-border payments and digital solutions allow consumers to make payments as if they were locals, utilizing their favorite digital wallets and banking applications at countless businesses. A one-time integration with Alipay+ consolidates mobile payment applications that cater to over 1 billion users, providing merchants with enhanced benefits. Alipay+ simplifies the process by eliminating the need for negotiations and separate contracts for each mobile payment solution, along with distinct integrations each time a new payment method is launched. There is no longer a need to deal with varying specifications, currencies, or terms, as Alipay+ offers seamless acceptance for both online and in-store transactions. This single integration approach streamlines the process for multiple payment methods, significantly improving efficiency for merchants and consumers alike.

Félix is a streamlined remittance solution that facilitates the transfer of money from the U.S. to Mexico, Guatemala, and Honduras. Utilizing WhatsApp, it allows users to send money without requiring additional apps or new account setups, making the process incredibly convenient. The service boasts competitive exchange rates alongside a fixed transaction fee of $2.99. While bank account transfers are completed almost instantly, cash pickups at affiliated locations typically see funds available within 30 minutes. Félix works in partnership with leading remittance providers in these nations to maximize accessibility for recipients. Designed specifically for Latino communities in the U.S., it provides an efficient and affordable means for individuals to assist their families across borders. By integrating Blockchain and Artificial Intelligence, Félix aims to revolutionize the current remittance landscape and pave the way for the future of international payments. This innovative approach not only enhances user experience but also ensures security and transparency in every transaction.

Make payments to your recipients from anywhere quickly and efficiently with Trolley, a cutting-edge payouts platform tailored for the digital economy. This all-in-one solution provides comprehensive tools for automating the entire payouts process. With the capability to facilitate payments in over 210 countries and territories, Trolley simplifies the complexities of global transactions. Automate the onboarding of recipients, manage payments, and ensure tax compliance all within a single system that prioritizes a smooth experience for users. Enhance the recipient journey by verifying identities and implementing top-tier service standards. Streamline the onboarding process, adhere to KYC regulations, and automate communications through a customizable, self-service platform. Trolley not only offers one of the most extensive global payment networks but also provides versatile payout choices, ensuring that you can execute transactions more swiftly than ever before. Leveraging Trolley means you can focus on growing your business while we handle the intricacies of payment processing.

Consider opening an account for international money transfers tailored for your business needs. Are you seeking a bank alternative? With XE, you can settle your global invoices swiftly, effortlessly, and securely at favorable rates. If you require assistance with foreign exchange, our advanced tools and technology ensure timely and rate-efficient payments to your overseas vendors, allowing you to concentrate on growing your business. Concerned about the potential effects of currency fluctuations on your profits? We take the time to understand your specific business needs and craft customized strategies to mitigate risks effectively. XE offers a full suite of international money transfer services and currency risk management solutions. Our dedicated team of foreign exchange experts collaborates with businesses across the United States, regardless of size, to enhance their foreign exchange outcomes. Enjoy access to competitive exchange rates for your international payments, and complete online transactions in mere minutes. By partnering with XE, you can navigate the complexities of international finance with greater confidence and ease.

Skip the trip to an agent and effortlessly send money in 70 different currencies across 130 nations using just your smartphone or computer. The majority of our transactions, around 90%, are finalized within minutes, thanks to our cutting-edge technology that ensures your funds are secure and reach their destination safely every time. You'll appreciate our transparent low fees and competitive exchange rates, all disclosed upfront without any hidden charges. Whether you're on the move in the US or at home, you can manage and track your transfers seamlessly with our app. WorldRemit is your go-to platform for fast and secure online money transfers, allowing you to connect with loved ones no matter the distance. While you might be far away, you can bring your home closer through our services. Make instant bank transfers directly to the accounts of your friends and family with ease, whether you’re using your laptop or mobile device. We facilitate over 130,000 bank transfers globally, but keep in mind that a bank transfer is merely one of the four versatile options available to you through WorldRemit. Additionally, our user-friendly interface ensures that you can send money quickly and effortlessly, reinforcing our commitment to making money transfers convenient for everyone.

TransferMate stands out as a premier global solution for B2B payments, facilitating billions in cross-border transactions for some of the most reputable brands worldwide. We have garnered significant strategic investments from prominent financial institutions such as ING Group N.V. and Allied Irish Bank. No matter if you represent a bank, a corporation, or an educational institution, TransferMate is designed to help you save both time and money through our cutting-edge payment solutions. Our platform is user-friendly, with no setup fees, and seamlessly integrates with our extensive global banking network. You can expect same-day payments along with confirmation of receipt, ensuring that you receive the correct amount consistently while avoiding costly wire transfer fees. Enjoy complete transparency throughout the process on a fully regulated network. We facilitate the transfer of your local currency straight to your recipient's account in their own currency. By locking in foreign exchange rates, cutting out wire fees, and streamlining administrative tasks, you can enhance operational efficiency. With TransferMate, you can incorporate global payment solutions directly into your existing workflow, providing your users with smarter payment alternatives—all from a single platform—thus revolutionizing your payment processes.

UnionPay International (UPI), a branch of China UnionPay, is dedicated to the expansion and enhancement of UnionPay's international operations. Collaborating with over 2,400 institutions globally, UPI has facilitated card acceptance across 180 countries and regions while issuing cards in 70 locations. This organization offers high-quality, efficient, and secure cross-border payment solutions to cater to the world's largest cardholder demographic, providing accessible local services to an increasing number of UnionPay cardholders and merchants worldwide. Currently, more than 10 million online retailers abroad accept UnionPay Online Payment, spanning 200 countries and regions, including places like Hong Kong, Macau, Europe, the United States, Japan, and South Korea, and covering diverse sectors such as retail, online travel bookings, tuition payments, and airline reservations. The system is meticulously designed to prioritize the security of cross-border online transactions, ensuring peace of mind for users. With its growing network and commitment to safety, UnionPay continues to strengthen its presence in the global payment landscape.

SwooshTransfer aims to simplify cross-border transactions by making payments and collections effortless, safe, swift, and affordable. We prioritize integrity and security while striving to enhance conversion rates at every phase of the payment journey. Our innovative payment solutions leverage machine learning to proactively minimize instances of fraud and non-payment. Designed for ease, our system facilitates the collection and reconciliation of payments from anyone, anywhere, ensuring a cost-effective experience for both institutions and students alike. Committed to alleviating the challenges faced by patients and healthcare providers, we enhance the cross-border payment process and elevate customer satisfaction. As an FCA-regulated FinTech firm, SwooshTransfer Ltd offers secure, accessible, and inclusive payment services to users globally. By integrating advanced technologies such as blockchain and AI-driven risk management, we are capable of delivering global payment services that are not only more affordable but also faster and more secure. Our mission extends beyond mere transactions; we strive to foster trust and reliability in every financial interaction.

We streamline international payments, allowing you to prioritize customer satisfaction. Revolutionize your foreign remittances and mobile transactions today. Money service providers can expand their reach to more nations, enabling swift remittance for individuals. Our unified platform simplifies the process for businesses to manage cross-border transactions seamlessly. Additionally, we offer solutions for international airtime top-ups, mobile recharges, and bill payments. A leading telecommunications company in the Middle East significantly enhances its mobile and airtime services, providing immediate benefits to over 7 million active users. With our remittance solution, customers can effortlessly send money home in a secure and dependable manner. For those with mobile applications or internal payment systems, our smart API includes real-time monitoring for optimal performance. You will have access to comprehensive resources, including technical specifications and source codes. Feel free to explore our user-friendly live test to experience our API firsthand, ensuring you are well-equipped to implement it effectively.

LINK is a Web3 cross border payment infrastructure that offers real-time settlements, traditional crossing-border rails and local payouts. We have created a custodial Treasury B2B dashboard to allow internet businesses to track, manage and distribute funds. Our white-label API solution is currently being shipped to Nigeria and Africa. We partner with Nigerian banks to offer instant payouts and reduce settlement risks. Any internet business can partner with us to connect to a staggering amount of crypto users and a large population of 1.2B+ Africans. We also have ongoing partnerships with various fintech platforms (both existing and emerging) that allow us to access local markets in Africa as well as their currencies.

Elevate your business by providing a customized selection of favored local payment options to improve customer satisfaction and stimulate growth. Growing a business presents numerous challenges, particularly when venturing into unfamiliar markets. We keep track of payment trends, take care of the technical intricacies, and oversee contracts and integrations, enabling you to concentrate on capitalizing on new prospects. By accommodating your customers' preferred payment methods, we eliminate barriers to shopping and assist you in expanding into fresh markets. With PPRO, you only need to create a single connection to access a diverse array of local payment methods, empowering you to reach and serve new customers across the globe without the hassle of developing and maintaining multiple integrations and partnerships. Additionally, this streamlined approach allows you to focus on strategic growth initiatives while we handle the complexities of payment processing.

Introducing a comprehensive multi-currency account designed to facilitate global foreign exchange transactions, allowing users to effortlessly receive, pay, and convert currencies. With a strong emphasis on security and compliance, our service ensures seamless fund transfers available 24/7, alongside favorable exchange rates and minimal fees, making online transactions straightforward and convenient with just a single account. This solution has become the preferred option for 550,000 import and export businesses seeking efficient trading methods without the usual concerns related to financial security. Thanks to our Money Service Operator (MSO) license, we partner with prominent domestic and international banks, equipped with a robust system for anti-money laundering and fraud prevention. Additionally, our advanced artificial intelligence risk management framework assists suppliers in navigating compliance requirements for anti-money laundering checks and cross-border currency declarations, ensuring the safe transfer of funds to the mainland via legitimate pathways. In this way, we not only simplify international transactions but also bolster confidence in financial operations for businesses worldwide.