Best Free Crypto Savings Accounts of 2025

Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. At Nexo, we understand that building wealth isn’t one-size-fits-all. That’s why we give you the power to choose how your assets grow. Whether you value flexibility or want to lock in higher returns, Nexo puts your goals in your hands. Earn daily compounding interest on your crypto and stablecoins with Flexible Savings. Spend, trade or withdraw them anytime, while you enjoy up to 14% annual interest. Go for the long-term and earn as high as 16% annual interest with Fixed-term Savings. Your crypto deserves to grow alongside your ambitions. At Nexo, we also believe in empowering you to make the most of your portfolio. Why sell your digital assets and miss on gains, when you can leverage them? With Nexo’s crypto Credit Line, you can unlock liquidity without selling a single coin. Grow your buying power and enjoy rates as low as 2.9%. Build your wealth, your way with Nexo.

YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries Crypto loans enable you to use your digital currency as collateral for generating cash. You receive 90% of the value of 30+ of the most popular cryptocurrencies. You can start with $100 and earn money with immediate withdrawals at bank accounts or credit cards. You can borrow using USD, EUR, CHF, or GBP. YouHodler gives you the ability to exchange fiat or cryptocurrency. An application takes you through the conversion process to get your funds fast. YouHodler pays up to 20% annually with weekly payouts by turning crypto assets into a yield account. Yield is paid every week into your crypto wallet. Those who like to buy and hold cryptocurrency find this beneficial for increasing their income and total returns. YouHodler's Cloud Miner offers a simple, gamified way to earn real Bitcoin without using your device's computing power, allowing users to mine with ease and access rewards effortlessly.

Your cryptocurrency should be working for you right away. You don't have to wait for the rate of your cryptocurrency to rise to your satisfaction. We have created a way to allow you to borrow cryptocurrency quickly and safely. The best non-custodial cryptocurrency trading service. With our integrated and simplified crypto loan flow, you can expand your customer base, increase your income, and engage your userbase. We don't want to see you lose your crypto. So we monitor your loan 24 hours a day. We will notify you by SMS and email if your loan exceeds any of these limit zones. Our support team is available to assist you before or after you receive your loan. Our support team is available 24/7 to assist you. You can set up your loan using various collateral options. Once you have confirmed it, you will need to call your payout USDT address so that we can send funds.

Hodlnaut is a platform that provides financial services for individual investors where they earn interest on their cryptocurrencies by lending to institutions. Users can deposit their crypto assets into a Hodlnaut Interest Account and earn interest on their crypto. Our current interest rates are up to 4.08% APY for BTC, up to 4.60% APY for ETH, and 7.25% APY for USDC, USDT and 3.56% for DAI. Sign up for an account today and start earning interest on your crypto!

MyCointainer is a platform that specializes in cryptocurrency staking. We are constantly expanding our offering by developing the earning opportunities through cryptocurrencies. MyCointainer, the world's leading crypto staking platform, has more than 1,000,000 subscribers. Different projects can use our platform to promote their business and reach a wider audience of crypto traders, investors, influencers and other industry stakeholders. By promoting your services on MyCointainer, we will help you make a greater impact on your target audience.

Crypto.com is the leading cryptocurrency and payment platform. Crypto.com allows you to buy crypto at a true cost. You can also buy 55+ cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Litecoin (LTC) with credit card via our mobile app. The Crypto.com VISA Card lets you spend anywhere at the best interbank exchange rates and crypto cash back. Grow your portfolio by earning up to 14% interest on your crypto assets.

Buy and earn up to 90% APY on your crypto, and 15% on popular stablecoins such as USDC, USDT, DAI, and BUSD - by simply depositing your assets and holding them in our accounts. There are no minimums, no lock-in periods, and no limits on when you can withdraw. Interest is compounded and paid daily, and all rates are completely fixed as advertised - meaning no tiers or limits as to how much of your deposit you can earn the highest rates on. Finblox is backed by Sequoia Capital, Three Arrows Capital, Dragonfly Capital, Coinfund, and many other prominent VCs and angels. All of your funds are in the custody of Fireblocks, and insured for up to 45M. For more information, please visit our website.

Voyager provides investors with top-tier execution, comprehensive data, wallet, and custody services via its robust open architecture platform. Founded by seasoned entrepreneurs from Wall Street and Silicon Valley, Voyager was created to deliver a superior, more transparent, and cost-effective method for trading cryptocurrencies. The platform accommodates Bitcoin, leading DeFi coins, stablecoins, and a diverse array of altcoins, catering to every type of investor. Our commitment to honesty and transparency remains unwavering. With regular audits, we ensure that every asset is meticulously accounted for within our secure environment. You can have peace of mind knowing that our advanced technology actively safeguards against hacking and fraud, keeping your funds secure. Additionally, we have insurance in place to protect the cash you hold with us, ensuring its safety at all times. Easily build and expand your cryptocurrency portfolio while enjoying the convenience of managing your assets on the move, allowing you to seize trading opportunities without delay. Get started with Voyager in just three minutes, and experience a new way to invest in the crypto market. Embrace the future of digital finance with confidence, knowing that we're here to support your investment journey every step of the way.

Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending. No investing fees. Free withdrawals. 24-7 customer support. Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults. Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms. No call centres, no automated messages, just real people ready to help you.

Abra is an all-in-one app that allows you to buy, sell, and keep 30 cryptocurrencies, 50 fiat currencies, and the first crypto index (the BIT10). Our vision is a global, open financial system that is accessible to everyone. You can trade, buy, and earn interest on cryptocurrencies. Earn up to 14% interest in USD stablecoins and crypto. You can also trade in over 100 cryptocurrency, all in one place. The easiest and most trusted way for you to invest in cryptocurrency. Abra's 5-star app has been designed to make crypto easy for everyone. We are proud to be the preferred crypto app by nearly 2 million users in 150 countries. You can easily deposit cryptocurrencies, connect to a credit card, and set up bank transfers (where available) to fund your wallet. Abra is a crypto wealth management platform that aims to make it easy for millions of crypto owners to maximize their potential.

Vauld strives to deliver a banking solution focused on customers by utilizing blockchain technology. We plan to categorize your cryptocurrencies distinctly and provide services that make blockchain-based technologies accessible today. Our platform for asset-backed lending and borrowing currently accommodates a variety of cryptocurrencies including Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Users can earn some of the highest interest rates available in the industry on major cryptocurrencies, with interest calculated daily and paid out weekly on all holdings. You have the freedom to withdraw any amount at your convenience while still accruing interest. Additionally, you can choose to enter fixed deposits for even greater interest earnings, with the flexibility to withdraw without incurring any penalties. Interest is compounded weekly or at the conclusion of the fixed deposit term, providing excellent growth potential. Furthermore, you can secure a low-interest loan against your existing crypto assets, and our platform offers a robust order book for trading all supported tokens. Trade cryptocurrencies with INR at some of the most competitive rates available in the market, ensuring you get the best value for your investments.

Experience effortless and safe digital banking designed to benefit you rather than profit from you. Utilizing Blockchain technology, this platform is backed by the HI and has garnered the trust of over 3.1 million users. Joining is a breeze, with sign-up available through your preferred messaging application in just seconds. Instantly send money to friends without incurring any fees, and engage in buying and trading your favorite cryptocurrencies. You can also earn substantial interest on your crypto assets while enjoying exclusive membership perks. By transferring your holdings to hi, you can achieve impressive yields of up to 40% APY. Additionally, the hi Benefits program rewards you for maintaining your hi Dollars; the more you hold, the higher your Membership Tier, leading to enhanced rewards and advantages. This innovative banking solution is designed to provide a seamless experience while maximizing your financial growth.

Choise.com serves as a bridge between centralized finance (CeFi) and decentralized finance (DeFi) by offering a comprehensive cryptocurrency platform. We provide an optimal blend of both realms, enabling effortless crypto buying and trading, interest-generating accounts, passive income opportunities from your assets, access to liquidity pools, along with a variety of additional earning resources to enhance your investment experience.

Nebeus, The Financial App for Crypto Hodlers, provides a complete cryptocurrency ecosystem integrated with a financial framework. Nebeus is all-in-one app: - Nebeus Money Accounts operate similarly to a bank, giving customers dedicated IBANs and Sort Code Accounts. - Nebeus Crypto Accounts give users access to a digital wallet and exchange, allows them to rent and stake cryptocurrencies to earn incentives, let them get crypto-backed loans, and offers free cold wallet storage that is custodied by BitGo and insured by Lloyds of London. Users may pay directly from their Nebeus account with the Nebeus Debit Card, bridging the gap between cryptocurrency and fiat money.

Customers, both retail and institutional, across more than 180 nations can achieve annual supercharger staking rewards of 20% or higher on cryptocurrencies and stable coins. These supercharger staking rewards are specifically targeted and may be suspended or terminated at any time. Daily rewards are distributed in the same asset and credited to your balance through Freeway Lite. With Freeway, you have the flexibility to select from a range of up to eight preferred cryptocurrencies and stable coins. The Freeway token (FWT) can be acquired through the Freeway Lite platform as well as on PancakeSwap, UniSwap, AscendEx, and BitGlobal. By earning 20% or more in annual supercharger staking rewards, users can significantly enhance their portfolios. All fees associated with buying, selling, and converting Superchargers or currencies have been eliminated by Freeway, creating a more accessible experience. Additionally, with the growing interest from influencers and crypto project treasuries, the current momentum is thrilling, and our commitment to sustaining this growth is unwavering. This innovative approach is designed to provide maximum benefits to our users while enhancing their overall experience in the crypto space.

POKKET is led by top-tier professionals specializing in finance, software, and web development, and we established POKKET because we envision a future dominated by digital assets. With a collective experience that exceeds 100 years, you can feel confident that your investments are in the hands of knowledgeable experts. These specialists are adept at generating Bitcoin and possess a deep understanding of how to strategically invest cryptocurrency to enhance your financial returns. Our goal is to advance the industry by creating innovative products that meet the evolving needs of investors. You can easily calculate your potential earnings with our crypto-saving offerings. There's no need to stress about the fluctuating prices of cryptocurrencies. Through the POKKET Straight Lending product, you have the opportunity to earn interest on your preferred assets, including BTC, ETH, BNB, SOL, AVAX, USDT, and USDC, according to your own preferences. You can select to accumulate interest on your assets either over a designated fixed term of 14, 30, or 90 days or on a fully flexible basis that suits your financial strategy. This flexibility empowers you to manage your investments in a way that aligns with your individual goals and risk tolerance.

Aim for a 9% growth rate while broadening your investment portfolio to increase your wealth beyond the stock market. Our compliance-focused approach allows your money to grow more rapidly outside of traditional equity markets. With our institutional partners striving for 9% growth, you could achieve returns up to 90 times greater than the average savings account interest. Explore high-yield opportunities beyond conventional stock exchanges. At Seashell, we collaborate with our partners to enhance your wealth through a variety of diversified investments. You can begin your investment journey with any amount that suits you, facilitating easy fund transfers to and from your bank with just a click. Seashell is dedicated to ensuring that our partners adhere to the latest technological advancements and financial regulations. Your account is safeguarded with state-of-the-art end-to-end encryption, multi-factor authentication, and round-the-clock security monitoring. Additionally, a fraction of Seashell's revenue is allocated to initiatives that promote environmental sustainability, particularly those aimed at preserving our oceans and water resources. By investing with us, you contribute not just to your financial future but also to the health of our planet.

Begin generating passive income effortlessly by utilizing the secure Kassio wallet for storing your digital assets. Backed by BitGo's multi-signature security, our multi-coin transactional wallet provides institutional-level protection along with the convenience needed to manage all your digital holdings in one location. Historically, the primary challenge with cryptocurrency has been its user-friendliness; however, with the Kassio card, you can now effortlessly spend your crypto wherever Visa or Rupay are accepted. Just link your new digital Kassio card to your Google or Apple Pay accounts, and watch as you earn cashback on your everyday expenses. Additionally, Kassio Trade enables you to buy, sell, or exchange among over 50 market pairs directly within our app. Our seamless trading experience ensures real-time settlements without any price fluctuations, and apart from the standard maker and taker fees, we impose no extra or concealed charges per transaction. Embrace the future of digital finance with Kassio, where ease of use meets robust security.

Xapo Bank stands out as an innovative financial entity that combines conventional banking services with the revolutionary capabilities of Bitcoin. Located in Gibraltar and operating with full licensing, Xapo Bank caters to progressive individuals who value financial independence and cutting-edge solutions. As one of the trailblazers in fully integrating Bitcoin into banking services, it allows its members to securely save, transact, and enhance their wealth in both traditional currencies and Bitcoin. Users benefit from a streamlined experience, featuring tools that facilitate Bitcoin usage for daily purchases as well as for long-term financial growth. Prioritizing strong security measures, personalized banking options, and effortless access to the Bitcoin ecosystem, Xapo Bank enables clients to engage in the global digital marketplace while relying on the trustworthiness of a licensed banking institution. Its dedication to merging conventional finance with the cryptocurrency landscape solidifies Xapo Bank's position as a frontrunner in the transformation of contemporary banking practices, setting a benchmark for future financial institutions.

Inlock serves as a lending platform founded on blockchain technology and smart contracts, allowing users to leverage their crypto-assets as collateral. Established by a team with a strong focus on technology and Fintech, Inlock aims to create solutions that bridge the gap between traditional finance and the realm of crypto-assets. As an entirely independent FinTech provider, Inlock operates without affiliations to major banking institutions or credit organizations. This platform symbolizes the innovative future of financial services. Users can secure cryptocurrency-backed instant loans and enjoy substantial interest earnings through attractive bonuses. If you're seeking reliable returns in a fluctuating market, Inlock offers a USDC stablecoin-based lending service, enabling you to earn high yields on Bitcoin, Ethereum, Litecoin, and other cryptocurrencies. You can lend your assets at an impressive annual interest rate of up to 8%, with the benefit of weekly payments and the opportunity for compound interest. By utilizing Bitcoin, Ethereum, Litecoin, or various other coins as collateral, users can swiftly obtain loans in stablecoins, ensuring a seamless financial experience. Inlock's commitment to user satisfaction and innovative solutions sets it apart in the evolving landscape of digital finance.

Matrixport simplifies access to cryptocurrency financial products, making it easy to earn interest. The platform provides an effortless way to achieve up to 30% annualized interest rates, with options available in multiple currencies and various tenors. Users can enjoy up to 6% APY, the flexibility to withdraw funds at their convenience, and the benefit of hourly compounding. Currently, the majority of investments are allocated to Matrixport's proprietary offerings, such as Collateralized Loans, Zero-interest Loans, Spot Leverage Products, and Credit Funding, among others. Security protocols vary by asset class, ensuring tailored protection. Additionally, Matrixport enables spot trading without any commission charges, allowing users to borrow USDT or USDC for crypto purchases and express a bullish outlook on assets like BTC, ETH, BCH, and LTC. Users can also borrow BTC, ETH, or BCH to sell and act on their bearish sentiments regarding these cryptocurrencies. The loans come with instant approval, providing immediate access to funds for spending. With competitive interest rates, users can significantly reduce their financing costs. The price index is derived from reputable exchanges and trustworthy platforms, guaranteeing both fairness and transparency in transactions. Furthermore, Matrixport continuously seeks to innovate and expand its offerings, ensuring that users have the best tools available for their cryptocurrency investments.

Unlock the potential of high-yield stablecoin vaults and earn interest instantly through DeFi. With complete control over your assets at all times, you can enjoy dynamically calculated top yields. We handle all the complexities for you, making it simple to access interest-generating opportunities through yield farming in decentralized finance. Purchase Bitcoin, Ethereum, or digital dollars, and trade for over 1000 different tokens. Experience earning interest that is 50-100 times greater than traditional banks. This app is your one-stop solution for maximizing yield and real-time interest generation. Dedicated to promoting decentralization, Snowball will also be accessible in countries not subject to OFAC regulations. Decentralized Finance (DeFi) opens the door to worldwide high-yield investment opportunities, allowing for USD-denominated digital asset accounts that accrue in real-time. The Snowball Money dApp ensures you maintain control of your funds, regardless of your location, with your account always active and consistently generating impressive interest on your digital assets. Join the revolution in DeFi and experience financial empowerment like never before.

You can earn as much as 10% on your account balance while enjoying instant deposits, withdrawals, and money transfers at no cost. Interest accumulates every second, and while traditional financial institutions hold onto your funds to generate yields, they only share a minuscule part of that profit with you. In contrast, decentralized finance (DeFi) transforms this dynamic by utilizing blockchain technology, eliminating the need for central intermediaries. This innovative approach acts as your personal finance assistant, empowering you to manage your finances more effectively and accelerate your wealth growth. DeFi opens up a new realm of possibilities, and Brew serves as the quickest gateway to access it. Simply link your bank account and securely add funds to begin earning with instant deposits in less than a minute. Whether you're saving for a vacation or a thoughtful gift, smart goal features enable you to reach your financial targets more swiftly by providing an impressive APY of up to 10%. Enjoy secure, rapid, and free transactions by selecting the desired amount, entering the recipient's mobile number, and clicking send to complete the process effortlessly.

Gelt High-Yield Savings allows anyone to earn 10x more interest with decentralized finance (DeFi). Gelt offers free withdrawals and deposits powered by Plaid. It combines the ease of traditional Fintech with the security of a native DeFi backend. Gelt is the first non custodial savings product. All deposits up to $100,000 are automatically covered. Users, not Gelt or any third party, retain complete control over their funds at all time.

Envision a secure, instantaneous, affordable, and contemporary method to send and receive money on a global scale; that’s Bitnob, an invaluable tool right in your pocket. Become a part of Africa's rapidly expanding Bitcoin application today. Effortlessly set aside savings for yourself or your children in both Bitcoin and USD, with worldwide accessibility. We streamline the process, saving you valuable time and effort. Through Bitnob, you can obtain swift loans for personal use or business ventures from anywhere around the globe at minimal interest rates, and there's no need for a credit check or bank account. Bitnob empowers you to transfer or receive funds immediately and without cost from any Bitcoin-compatible app, such as Cashapp, making it easy to get money from friends and family situated in Europe and the US. It simplifies Bitcoin investment, eliminating the complications of purchasing, securing, and managing the cryptocurrency. Take charge of your savings with us, and let our expertise handle the details. Not only can you utilize our virtual MasterCard, which is supported by stablecoins, to make online purchases worldwide, but you can also experience the ease of financial transactions without traditional banking hassles.