Our innovative technology implements the principles of Modern Portfolio Theory, a strategy pioneered by economist Harry Markowitz, which is well-established in effectively managing risk while maximizing returns through diversification. Recognizing that each individual has a unique financial profile, we tailor a portfolio of mutual funds specifically for you, taking into account your age, income, and risk tolerance. This process is automated, ensuring that your investments are continuously monitored and adjusted to maintain your ideal asset allocation. The account setup is entirely digital, allowing you to complete it in just a few minutes without the need for cumbersome paperwork, financial advisors, or spreadsheets, making it a seamless experience. Unlike traditional platforms, Seeds does not hold onto your funds; instead, your investments are securely transferred to a custodian bank and overseen by a company licensed by OJK. Furthermore, disbursements from your funds can only be made to an account registered in your name, ensuring your investments remain secure and under your control. With this system in place, you can invest with confidence and ease, knowing that your financial future is being actively managed.