Best Payment Processing Software for Small Business - Page 24

Novatti is a leader in digital banking and payments. Its fintech, billing and business automation platforms make payments quick, easy, and secure. Our payment services include card issuing and merchant acquiring, as well as payment processing and settlements. This allows our customers to prosper in a cashless world. Novatti has all required regulatory licences and registrations. This includes an Australian Financial Services Licence (No. 448066) through subsidiary Flexewallet Pty Ltd. Also, New Zealand registration as a Financial Services Provider (FSP613789) through subsidiary Flexewallet (NZ) Limited. It is also registered with AUSTRAC and registered as a Remittance Network Provider. APRA has requested a restricted banking license through its subsidiary Novatti IBA Pty Ltd.

The credit card processing industry doesn't operate in a transparent manner. We'll explain how the industry operates and what Payment Depot does to save you money. Payment processors earn money by re-selling the fees charged by credit cards networks like Visa and Mastercard. Consider this: Visa and Mastercard fees are wholesale costs for payment processing. Your credit card processor will then add their fees to these wholesale rates in order to make a profit. Payment processors take a cut of each transaction when using traditional credit card processing. The more sales you process, however, the greater the profit they make. Payment Depot allows you to save money by allowing you access wholesale rates. Payment Depot is different from traditional payment processors. We don't profit off of interchange rates, and we don’t take a percentage of your sales.

Ignite your creativity with integrated payment solutions. Embrace adaptability, innovation, and prosperity by maximizing the value of every transaction your business processes. You deserve more than just standard payment options. Our advanced technology ensures that transactions are not only smooth but also offer significantly more benefits. Experience quicker and more dependable transactions, increased conversion rates, and unparalleled insights along with flexibility. This empowers you to enhance customer satisfaction and tap into new sources of revenue. Simplify your payment processes through a single, unified API that grows alongside your business and adjusts to changes in real-time. Expand your reach with local acquiring capabilities in key markets, support for over 150 currencies, and access to the most widely used payment methods. Gain complete transparency regarding your payment data, along with instant insights that can transform your business landscape. Discover how we can help you realize the full potential of your payment systems. By leveraging our solutions, you can revolutionize how you view and manage your transactions, setting the stage for future success.

Are you juggling various payment systems that fail to communicate with each other? Simplify your processes with Constellation Payments. Our seamless software integration allows you to effortlessly accept card payments, handle transactions directly within your existing software, and oversee all your payment activities from a familiar business management interface. Say goodbye to the hassle of switching between systems, the tedious manual entry of recurring transactions, and the risk of data entry mistakes. As a leading provider of payment services, we offer highly competitive rates designed to minimize the impact of processing fees on your profits. In fact, leveraging our integrated payment solutions alongside our attractive rates can lead to significant savings for businesses, which can vary based on their industry and transaction volume. Whether you are a small to medium-sized business or a governmental entity, our adaptable merchant and gateway services are tailored to meet the diverse needs of numerous sectors. By choosing Constellation Payments, you're not just opting for convenience; you're also investing in a smarter financial future.

IMS Payments is a comprehensive transaction processing system designed to efficiently manage and oversee all aspects of payments, messaging, and connectivity. This Payment Hub encompasses various functions, including cash management, reconciliation, statement management, compliance checks, data governance, and reporting. It effectively replaces the need for Generic Payment Hubs, Platforms, Frameworks, and Gateways by integrating their functionalities. With modules and services that communicate seamlessly within the system, you can reduce unnecessary data movement, eliminate redundancy, and avoid fragile data mapping services. Its dashboards and user interfaces provide a clear view, control, and operational assistance across different departments. By implementing this all-in-one solution, you can free yourself from the complexities of hardware, software, network connections, tokens, and specialized expertise. The platform is capable of supporting and converting between all known messaging formats and standards while ensuring data integrity is maintained. Additionally, it allows legacy systems to securely exchange data with the SWIFT network, making it a versatile choice for modern payment processing needs. Ultimately, IMS Payments empowers organizations to simplify their payment processes while enhancing efficiency and security.

EZSchoolPay is an innovative payment processing solution designed for schools that enhances the experience for both students and parents when it comes to paying for lunch, simplifies the collection process for school nutrition staff, and aids district administrators in financial management. By replacing the hassle of dealing with crumpled dollar bills and loose change, it accelerates lunch lines through efficient click-and-go payments. This system not only saves time by minimizing manual tasks but also provides fast fund processing and delivery. Parents can effortlessly add money to their children's accounts via the app or online, set up recurring payments, and receive alerts when balances are low. Funds are deposited directly into the district's bank account within a day, which helps to significantly reduce cash handling, resulting in faster service and decreased labor expenses, while meal payments are integrated directly into the cafeteria POS system. Moreover, EZSchoolPay prioritizes security, employing advanced 256-bit, PCI-compliant digital encryption to safeguard sensitive information and ensure user privacy. By adopting this modern solution, schools can enhance their operational efficiency and provide a better experience for families.

We are here for faith-based and education-based organizations to keep their communities connected. We are here to help organizations in these difficult times. We can provide a way for members, students, or customers to pay their bills electronically and express their gratitude electronically. Our Vanco Mobile church engagement app is free and available to all churches. This is one way we are helping faith-based organisations. Vanco has been helping churches, schools, and non-profits thrive for over 30 years. Vanco provides technology that allows you to stay connected to your community, including your students, members, customers, and friends. Vanco makes it easy to securely accept donations and payment. We are proud of our community's contributions.

SparrowOne's Payment Gateway is an easy-to-navigate, secure, and transparent solution for handling payments. Developed with the user in mind, it streamlines transaction processing and ensures top-notch data security. In addition to facilitating online transactions, the SparrowOne Payment Gateway includes a range of versatile, value-added features that enhance its functionality. This makes it an ideal choice for businesses looking to improve their payment processing experience.

Never pay transaction fees ever again. You can get your money faster, more efficiently and at a lower price. B2B payments go beyond transactions. Paystand allows you to digitize your receivables, and move your manual financial processes into the cloud. DSO can be reduced by up to 60% and time-to-cash can be increased by up to 60% Real-time fund verification reduces fraud and chargebacks. Easy B2B payments that are seamless and easy for customers will improve customer experience. This is B2B payments that are modernized for today's digital world. Our B2B Payments-as-a-Service model transforms revenue operations so you can put your teams to work on projects that matter, access cash and working capital faster, and grow with confidence. You can save over 50% on receivables. Offer zero-fee payment options for your customers. Flat-rate plans can reduce your costs and increase your margins.

Quickly and effortlessly construct, assess, and implement your payment solutions using our modular, "building-block" technology. With more than 100,000 pre-coded functions at your disposal through an intuitive point-and-click interface, you can significantly reduce your time to market while accommodating nearly any use case via our extensive library of over 300 APIs. Seamlessly transfer card details into users' mobile wallets and utilize advanced tools to provide exceptional digital experiences. Experience the benefits of flexibility and control as you rapidly develop and test new programs featuring unique capabilities informed by market feedback, all while scaling your offerings within a platform that is inherently secure, reliable, and contextually aware. Our highly adaptable Agile Processing platform empowers you to create and launch programs with an unmatched variety of features, allowing you to roll out initiatives in as little as 30 days without the need for costly IT infrastructure investments. This streamlined approach not only enhances efficiency but also fosters innovation in the ever-evolving payment landscape.

JAMIS Prime, the most intuitive and flexible project ERP solution for government contractors, offers integration across all key business components. Prime uses the most up-to-date Cloud ERP technology to allow you to connect with customers, employees, and other value chain businesses via web-enabled devices. All JAMIS Prime ERP applications include dashboards & Analytics, document management, advanced security, and integration with Microsoft Office features. Integrated document management allows you to store business plans, policies and forecasts online. These documents can then be linked to ERP transactions to give you a complete view. Effective contract management is essential to ensure that goods and services are delivered on time and that engagements are profitable.

UniPay is a commercial, open-source payment gateway that uses modern technology. It can be easily adapted to any business size. We are the payment processing company that provides connectivity, security, and valuable support around the world. Our advanced technology and functionalities allow us to address the unique needs of each customer. This includes merchant onboarding and underwriting, advanced chargeback management, Acquiring Relations development, Payment Facilitator assistance and implementation of EMV terminal solutions. UniPay Platform offers a white label solution that is affordable, as well as an on-premise software license (including source code), and the PayFac Payment Platform that ensures high-quality payment processing.

We are enabling merchants, payment service providers, and acquirers to enhance their payment systems effectively. Switch's microservices framework facilitates independent access to our applications via various APIs in a modular way. This à la carte approach enables acquirers to integrate selected applications while leveraging their established legacy infrastructures and getting ready for future challenges. The Switch API offers uniform abstractions across all transaction types, whether they involve synchronous operations, payins, payouts, marketplaces, redirection methods, prepayments, post-payments, or one-time and recurring transactions. You can effortlessly scale your payment operations without needing further development work. By gaining access to multiple financial institutions, you achieve both redundancy and improved negotiating power. Integrating with Switch provides you with immediate access to a wide range of financial institutions without any further technological expenses. This setup empowers you to negotiate advantageous contracts with all parties involved in the payment ecosystem. Additionally, this flexibility positions you to adapt quickly to evolving market demands and enhances your competitive edge.

nCourt's payment solution seamlessly integrates with case management systems (CMS), back-office software, and external applications through a unified API interface. This platform is designed for flexibility, allowing for efficient process streamlining and easy adaptability to various needs. It supports multiple payment methods, including online options, bilingual live agent call centers, IVR, and EMV-enabled point-of-sale systems. nCourt Express stands out as an innovative non-integrated payment option that transforms payment operations into an automated online workflow. By enabling mobile payment acceptance, it enhances cash flow while maintaining public connectivity. This solution not only promotes a safer payment environment for customers but also ensures a rapid setup, enabling businesses to be operational within days. Additionally, nCourt's platform continues to evolve, catering to the diverse requirements of businesses seeking efficient payment processing solutions.

MerchantPlus provides three primary account packages designed to accommodate various business sizes, from startups to large enterprises. With over a decade of experience in electronic payments, MerchantPlus delivers tailored solutions that cater to diverse business sectors and technical requirements. Below is a brief summary of our services; for a more detailed discussion about your specific needs, we encourage you to reach out to a payment consultant. Located in New York City, the MerchantPlus support team is available to assist you from the initial onboarding phase, through technology integrations, and into your operational setup. Additionally, MerchantPlus facilitates solutions that effectively address the challenges faced by global eCommerce, SaaS, and service-oriented businesses, offering features like foreign currency conversion, native settlement options, multi-region merchant account balancing, and various alternative payment methods. With such a comprehensive range of offerings, your business can thrive in the competitive digital landscape.

Savvy business owners recognize that an effective back office is essential for thriving in the market. MX™ Merchant simplifies back office operations such as processing payments, managing inventory, tracking rewards, and overseeing orders all through a single, elegantly crafted application! Our distinctive edge lies in our robust, tailored payment solutions designed to elevate your business above the competition. Explore some of our top features, which range from straightforward payment processing to comprehensive order management and invoicing capabilities. With Quick Pay, you can begin accepting payments immediately through various methods including cash, card, and check. If you require more functionality, MX™ Merchant supports complete order management that encompasses customers, inventory, shipping, and returns, even allowing for split tender payments. Additionally, if there's an outstanding balance, MX™ Merchant offers a ‘Pay Now’ feature in emails, enabling customers to conveniently and securely settle their payments via card. By streamlining these operations, MX™ Merchant empowers businesses to focus on growth and customer satisfaction.

For businesses that handle a substantial volume of transactions, a system is designed to foster seamless connections between banks and ERP systems. This approach has been shown to enhance cash flow, eradicate manual tasks, lower days sales outstanding (DSO), and boost cash visibility. By automating intricate financial tasks, it revolutionizes the finance department. Users have access to a unified hub where they can document notes, view lockbox images, eliminate deductions, and attach real-time information. The intelligent software predicts payment trends based on past performance, underscores overdue accounts, and automatically generates user-defined dunning letters. With these advancements, firms can anticipate increased efficiency in collections and a significant drop in DSO. Revenue and profits often dwindle due to the deduction process, which can be initiated by both large and small companies using specific customer codes and reasons. It allows for deduction management to be adjusted to any bank file or remittance format, facilitating quick review and approval of deductions. Additionally, users can devise reason and deduction codes directly from remittance data, irrespective of the ERP system in use. This comprehensive solution ensures that businesses can efficiently manage their financial operations and significantly reduce losses related to deductions.

CalliPay provides a comprehensive suite of solutions that allows businesses to present their customers with an array of payment options, such as credit and debit cards, bank transfers, and both electronic and paper checks, accessible through various channels including the web, point-of-sale systems, telephonic services, interactive voice response, and remote deposit capture. Furthermore, CalliPay's innovative systems facilitate customized bill presentment along with reporting and management tools, all integrated into a single, centralized platform. The architecture of CalliPay solutions is designed with an open platform approach, which supports real-time, bidirectional integration with diverse back-end systems, integrated service providers, client support, and operational platforms. Essentially, CalliPay stands out by offering the most versatile and open solution available in the market today. With CalliPay, organizations gain enhanced control over data management at the transactional level, allowing for seamless processing, tracking, reporting, and management of transactions as they occur, rather than relying on post-event analyses. This capability empowers businesses to respond swiftly to their customers’ needs and enhances overall operational efficiency.

Sertifi is a complete agreement platform that is used by thousands of travel and hospitality businesses in over 135 countries. Sertifi is trusted by brands like Marriott, Topgolf and AEG Worldwide to securely sign documents, process payments and authorizations of credit cards, and exchange virtual information. Sertifi has decades of experience building a network to give guests and travelers a great experience right from the beginning.

We deliver the use cases while you benefit from our innovative solutions and integration tools. Our expertise lies in managing intricate processing configurations with ease. We offer a unified solution for ACH and Canadian EFT, enabling seamless setup of recurring payments for funds from both the US and Canada. Our platform is exceptionally fast and fully PCI compliant, providing robust capabilities for credit card processing, ACH/EFT transactions, along with tools for anti-fraud and risk mitigation. Create a comprehensive credit card processing solution that accommodates transactions from both the US and Canada effortlessly. Experience speed, agility, and intelligence, allowing you to accept payments almost anywhere and at any time. Our adaptable solutions are designed to help you effectively manage and mitigate risk. Our API integration tool comes with customizable parameters that assist developers in implementing identity verification and real-time check verification seamlessly. Additionally, it allows for the automation of recurring transactions and reporting, providing a 'set it and forget it' approach for developers. Are you ready to dive into becoming a PSP/PayFac? We are here to guide you through the advantages and disadvantages of managing your own credit card portfolio! Embrace the future of payment solutions with our expert consultation.

QuickSale POS by Charge Anywhere is an innovative retail management system and cloud-based cash register that offers advanced point-of-sale capabilities along with essential business management tools. Its state-of-the-art features are tailored to help business owners gain a competitive edge, while the Android application, supported by a versatile cloud back end, enables seamless management across multiple users and locations, providing the flexibility to oversee operations from any location with internet access. This ensures that businesses can efficiently adapt to changing market demands and streamline their processes effectively.

Numerous entrepreneurs often feel overwhelmed by the complexities of merchant services, not only due to intricate pricing structures but also because they might rely on platforms like PayPal, Stripe, or Square, which often fall short in terms of customer support. From low-risk to high-risk ventures, whether dealing with consumers, other businesses, or government entities, we help unravel the challenges of merchant services through a variety of solutions, including straightforward countertop terminals, mobile options, software integration, point-of-sale systems, and comprehensive Omni Channel Solutions. Our aim is to create a tailored payment toolkit that meets your specific requirements, enabling your business to expand and achieve greater heights. With Nationwide Payment Systems, you have the capability to accept a diverse range of payment methods, including all major credit cards, debit cards, ACH transfers, Apple Pay, Google Pay, tap-and-go cards, EMV technology, NFC payments, digital wallets, and alternative options like buy now pay later plans and cryptocurrency. This wide array of payment options ensures that your business can cater to all customer preferences, enhancing their experience and driving growth.

Catalis stands as the premier Software as a Service (SaaS) and integrated payments provider in North America, serving various levels of government including municipal, county, state, and federal entities. Through its extensive knowledge, established success, and cutting-edge digital offerings, Catalis has enabled public officials throughout the United States and Canada to transform government operations and enhance citizen engagement. By focusing on modernization, they have significantly improved the efficiency of governmental processes.

Shift4's complete end-to-end solution for payment processing includes everything you need in order to process secure payments at a low total cost. Our solution integrates seamlessly into existing POS and PMS software, and includes PCI-validated P2PE. Advanced tokenization, EMV devices, business insight, and more.

TouchNet stands out as the premier supplier of integrated, all-encompassing, and secure commerce and credentialing solutions tailored for higher education institutions. By offering secure payment processing and credentialing services alongside actionable real-time analytics, TouchNet equips colleges and universities with essential tools and insights that enhance operational efficiency. Our user-friendly portal facilitates the acceptance of payments for tuition, events, sponsorships, and a variety of other needs. Experience a transformative credentialing solution that enhances campus access and enriches student engagement at every interaction. Access the vital data and information required to optimize workflows and elevate the intelligence of your campus. Our dedicated leadership team is committed to developing software and solutions designed explicitly for the unique challenges of higher education. Their vision and guidance inspire TouchNet's mission to make the higher education experience more efficient and effective than ever before. Together, we strive to empower institutions to maximize their potential and better serve their communities.